Credit Card (UK)

How to apply for the Sainsbury’s 26 Month Balance Transfer Credit Card?

If you're looking for a way to save money on credit card interest, you've just found it. Check this post and learn how to apply for Sainsbury’s 26 Month Balance Transfer Credit Card.

Apply for a Sainsbury’s 26 Month Balance Transfer Credit Card: get an intro 0% interest

Stop wasting money on interest rates: apply for this credit card instead. Source: The Mister Finance.
Stop wasting money on interest rates: apply for this credit card instead. Source: The Mister Finance.

It is simple to apply for a Sainsbury’s 26 Month Balance Transfer Credit Card, and you can check your eligibility within minutes without worrying about affecting your credit score.

card

Credit Card

Sainsbury’s Credit Card

no annual fee mobile app

Transfer balances from one account to another at low rates and an introductory period

You will be redirected to another website

First, take a look at all you will earn by getting this balance transfer card from Sainsbury’s Bank:

  • Up to 3 points per £2 in Sainsbury’s, Argos, Habitat & Tu clothing once you pay with a Sainsbury’s Bank Card and swipe or scan your Nectar card;
  • One point per £5 elsewhere;
  • Introductory period of 0% interest on balance transfers for up to 26 months and 0% interest on purchases for the first three months;
  • No annual fee;
  • Flexible payment options, including Apple Pay and Google Pay™.

Other fees may apply. Also, it is important to note that rates may vary depending on the offer available at the time and your creditworthiness & current financial situation.

Now, check out how to apply for a Sainsbury’s 26 Month Balance Transfer Credit Card.

Online Application Process

Apply online! See how. Source: Canva.
Apply online! See how. Source: Canva.

In the first place, check your eligibility for this card with no impact on your credit score. 

All you must do is fill out a form with a simple and few questions:

  • Your full name;
  • Date of Birth;
  • Marital Status;
  • Time with bank/building society;
  • Your address;
  • Income and employment details (including annual income before tax and other household income);
  • Balance transfer details.

Also, it is important to check whether you are a Nectar member or not.

Finally, enter your contact details.

Application Process using the app 

After prequalifying and being approved, download the Sainsbury’s Bank mobile app to manage your card details.

Sainsbury’s 26 Month Balance Transfer Credit Card vs. Barclaycard Platinum Credit Card

Of course, having a reward card is always good. On the other hand, if you need a regular credit card instead of a balance transfer card, you will enjoy finding out more about Barclaycard Platinum Credit Card.

Sainsbury’s 26 Month Balance Transfer Credit CardBarclaycard Platinum Credit Card
Credit ScoreNot disclosedNot disclosed
APR22.9% (variable and representative, it varies depending on your individual circumstances)22.9% (variable)Other rates apply
Annual Fee£0None
FeesBalance Transfer fee: 3% (minimum £3);
Transfer money fee: 4% (minimum £4)
Cash transaction fee: 2.99% minimum £2.99 on sterling and non-sterling cash transactions (only);
Balance transfer and purchase plans: fees depend on the offer;
Copies of statements and transactions: none;
Late payment: £12;
Over credit limit: none;
Returned payment: none
Welcome bonusNoneNone
RewardsUp to 3 points per £2 in Sainsbury’s, Argos, Habitat & Tu clothing once you pay with a Sainsbury’s Bank Card & swipe or scan your Nectar card;
1 point per £5 elsewhere
None

Then, learn how to apply for a Barclaycard Platinum Credit Card.

Barclaycard Platinum Credit Card

How to apply for the Barclaycard Platinum card?

Check out how easy it is to check eligibility and apply for a Barclaycard Platinum Credit Card to enjoy amazing rates and reasonable fees.

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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