Reviews (US)

Apple credit card full review

Looking for a new credit card? You might be surprised to learn that there's an option from the tech company we all know and love. Read our Apple credit card review to know more!

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by Victória Lourenço

Published on 04/03/2022

Apple credit card: get unlimited daily cash back

Learn more about the Apple card in our Apple credit card review! Source: The Mister Finance
Learn more about the Apple card in our Apple credit card review! Source: The Mister Finance

If you’re like most people, you probably think of Apple as a technology company. But did you know they also have a credit card? The Apple credit card has been around for a few years now, and in this blog post, we’ll take a look at what it’s all about. Also, we’ll discuss the pros and cons of the card and who is eligible to apply. So if you’re curious about this credit card, keep reading our Apple credit card review!

Credit ScoreFair to excellent.
Annual FeeNo annual fee.
Regular APRFrom 10.99% to 21.99% variable APR.
Welcome bonusThere is no welcome bonus.
Rewards*Unlimited 3% daily cash back for purchases made at Apple.

2% daily cash back when you make purchases through Apple Pay.

1% cash back on every other purchase you make with the card.

*Terms apply.
iPhone with Apple' mobile app on the screen

How to apply for the Apple credit card

Do you want to get the new Apple card? We'll show you how to apply and get great rewards! Read our Apple credit card application post!

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How does the Apple credit card work?

You can get exclusive perks for Apple products! Source: Unsplash
You can get exclusive perks for Apple products! Source: Unsplash

The Apple credit card can be a great tool for Apple fans. Also, you can get up to 3% daily unlimited cash back when you buy Apple products with this credit card. You can buy an iPhone, an iPhone case, a Mac, and so on. Moreover, you can get 2% daily cash back when using your Apple card with Apple Pay. So, you can pay for things and get cash back with real money to spend more! Moreover, you can get a physical credit card in titanium material.

Apple credit card benefits

This Apple credit card has many advantages for Apple fans. You can also use Apple’s card platform to manage your spending and spending limits. You can also control everything from the Wallet app. Despite its many benefits, this credit card has some drawbacks for Apple fans. For example, there is no new cardholder bonus. So, read on to find out the benefits and drawbacks of the Apple card.

Pros

  • No annual fee.
  • There are no hidden fees,
  • You can use it with Apple Pay.
  • The credit card allows you to pay for Apple products in installments.
  • You can get daily unlimited cash back.

Cons

  • You need to have an iPhone to use the card.
  • There is no welcome bonus.

How good does your credit score need to be?

You definitely need a very high credit score to qualify for the Apple credit card. Also, your credit score should range from fair to excellent to get a chance of approval. However, You can see if you are pre-approved to get your Apple card without impacting your credit score.

How to apply for Apple credit card?

You can easily apply for an Apple credit card through Apple’s official website. Plus, you can see if you’re pre-approved with no impact on your score. Therefore, if you want to know our tips to apply for this credit card, check out our post below!

white apple credit card with the name Marisa Robertson

How to apply for a Apple Card

Do you want to get the new Apple card? We'll show you how to apply and get great rewards! Read our Apple credit card application post!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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