Are you thinking about getting a credit card, but aren’t sure which one is right for you? If so, then the FIT® Platinum Mastercard® and the Surge® Platinum Secured are two excellent options.

Both offer great benefits to help you with your financial goals, but what sets them apart? In this blog post comparison between the FIT® Platinum Mastercard® and Surge® Platinum Secured credit card, we’ll look at each of their features in-depth so that you can make sure whichever one you choose is the perfect fit for your lifestyle.

So keep reading the content below if you’re ready to dive in!

The Surge® Platinum Secured Mastercard® Card offer is currently offline through our partnered website. We strongly recommend a similar alternative, the Applied Bank® Secured Visa® Gold Preferred® credit card. Check the following link to learn more about it and how you can apply.

If you have a bad credit score, the FIT® Platinum Mastercard® can be good for you to build credit. This credit card sends monthly payment reports to all three major credit bureaus. Even though you only get a $400 initial credit limit, that can be good for you to manage and control your finances to reestablish your credit.

This credit card also offers the chance for you to get your credit limit up. To increase your credit limit, you just have to make your payments on time for the first six months from your account opening date.

Moreover, this credit-building card can give you access to the Mastercard Zero Fraud Liability program. With this program, you can use your credit card more safely.

Also, as a cardholder, you can have access to your statement credits online. Also, if you opt for this feature of online statements, you can get access to your score every month for free. However, even with these great features to help you build or rebuild your credit score, this card does not offer any rewards to its cardholders.

The Surge® Platinum Mastercard® focuses on people with very limited or bad credit scores. It is an unsecured credit card and charges an annual fee ranging between $75 and $99. Also, this credit card can be great for you to rebuild or build your credit score.

In addition, this credit card sends out your monthly payment reports to all three major credit bureaus. This can really be an efficient tool to help you make a plan to build your credit. Also, you only get a credit limit of up to $1,000. And that can help you control your finances a bit better.

However, this credit-building card does not offer any type of reward to its cardmembers. That can be a downside for some people, but if you use this credit card wisely, you can fastly improve your score and qualify to get a better card.

The FIT® Platinum Card does not require a deposit to open an account. Also, anyone with a poor or limited credit score has a chance to get approved. However, his card charges some very high fees. So, if you can pay for those fees and already have a play to use this card to build credit, you can get it.

In addition, the Surge® Platinum Card can have very similar features to the FIT. However, you can get the chance of paying a lower variable APR fee. So, both cards can help you build your score. You just need to compare the fees to see which one you can afford best.

Also, if you are still looking for credit-building card options, check out our post below with a full review of the Discover it® Secured Credit Card!