Comparison (US)

American Express Serve FREE Reloads debit card or BlueBird Amex debit card: a comparison

Are you looking for an incredible debit card? Read our comparison to know which one is best: American Express Serve FREE Reloads debit card or BlueBird Amex debit card!

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by Victória Lourenço

Published on 07/10/2022

Amex Serve FREE Reloads debit card vs. BlueBird Amex debit card: which is the best?

See which is best: American Express Serve FREE Reloads debit card or BlueBird Amex debit card! Source: Unsplash
See which is best: American Express Serve FREE Reloads debit card or BlueBird Amex debit card! Source: Unsplash

If you don’t really like credit cards, you might know that a great option is debit cards. But how can you know which one is best: American Express Serve FREE Reloads debit card or BlueBird Amex debit card?

Well, we know that there are many other options out there in the market. But we are here to help you analyze these two incredible debit cards.

With a debit card, you can make reloads to only spend the amount you really need in a certain time. Also, you can save money by not getting into credit card debt.

If you want to see the pros and cons of both the American Express Serve FREE Reloads debit card and BlueBird Amex debit card, keep reading this comparison post!

American Express Serve FREE Reloads debit card

How to apply for the Amex Serve FREE Reloads card?

Debit cards might be a fantastic option for those who are trying to get back on track when it comes to finances. Then, apply for American Express Serve FREE Reloads!

BlueBird Amex debit card

How to apply for the BlueBird Amex debit card?

Are you looking for a debit card to help you save money, and that gives you Amex perks? If so, read out post about the BlueBird Amex debit card application!

Debit cards can have many benefits for those who need to spend a limited amount of money. You can use your card to withdraw and pay for daily purchases.

Credit cards can also get you into credit card debt. But there is no such thing when it comes to debit cards. You only spend what you actually can.

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Amex Serve FREE Reloads debit card

You can pay your bills and much more! Source: Serve
You can pay your bills and much more! Source: Serve

With this debit card, you can pay your bills online or use it to pay for regular daily purchases. Also, you can use it to make free reloads of the amounts you need to use.

Plus, there are more than 45,000 retail places that you can use to reload cash for free. This way, you can reload cash without losing any money.

Moreover, you can transfer money from your own bank account into the debit card. With this, you can manage your debit card reloads wherever you are.

Also, you can pay your bills, mortgage, and much more with just a few clicks on your phone. And the mobile app is easy-to-use and efficient!

In addition, you can be sure that your Serve account is safe. The account is protected with FDIC insurance.

BlueBird Amex debit card

Manage your finances anywhere! Source: Bluebird
Manage your finances anywhere! Source: Bluebird

With this debit card, you can manage all your finances and reload your card for free at Walmart. You also can use it to pay your bills, shop online, and pay for many more daily expenses!

Moreover, you can use this card to pay your bills online without any fees. You can pay your credit card bill, power bill, and many more!

Also, you can send money to anyone you need. And they can pick it up through Bluebird2Walmart Money Transfer.

Plus, you can manage all your money and finances from your computer or mobile device. This way, you will stay on track of everything, and you can even save more money!

Benefits of the Amex Serve FREE Reloads debit card

As we mentioned above, the Amex Serve FREE Reloads debit card offers amazing benefits to its cardholders. Also, you can know that it is a safe debit card because the account is protected with FDIC insurance.

Moreover, you can pay all your bills, mortgage, and other daily expenses with your card. Plus, you can reload your card anytime.

There are more than 45,000 retail places that you can use to reload your card. So, if you prefer to go to a place to use cash and reload it, you can do it with no problem.

However, if you don’t like to leave the house to reload your card, you don’t have to. You can easily transfer money from your own bank account into your debit card without any fees!

Benefits of the BlueBird Amex debit card

There are many benefits to using this BlueBird Amex debit card. You can get all these benefits for no annual or monthly fees.

Also, you can make free withdrawals at more than 30,000 Money Pass ATMs. Moreover, you can transfer your money to other people who have a Bluebird account.

In addition, you can pay your bills online for free and add money to your card for free at Walmart.

Plus, you can use the Freeze Card feature if you want to make sure that no one uses your card or if you want to control your finances a bit better.

Disadvantages of the Amex Serve FREE Reloads debit card

This Amex Serve debit card has incredible benefits for its cardholders. However, as with any debit card, there are also some downsides.

You can’t earn interest on the money you save on the card. Also, you need to pay relatively high fees to make cash reloads if the ATMs are off-network.

Disadvantages of the BlueBird Amex debit card

There are fees if you withdraw money at ATMs, not in the Money Pass network. Also, Every transaction you make with your card may have a spending limit.

Amex Serve FREE Reloads debit card or BlueBird Amex debit card: which you should choose?

If you want a debit card with no monthly fees and free online bill pay, the BlueBird Amex debit card can be for you. Also, you can use it to reload cash for free at Walmart.

However, the American Express Serve FREE Reloads debit card has a monthly fee. So, read our comparison table below to help you decide!

American Express Serve FREE Reloads debit cardBlueBird Amex debit card
Credit ScoreThere is no need for credit checks.Any score is accepted.
Bank and ATM Fees*$6.95 monthly fee.There are no monthly or annual fees.
But there are some fee withdrawals at certain ATMs.

*Terms apply.
Cash Withdrawals*Not applicable.Free ATM withdrawals at more than 30,000 MoneyPass® ATMs.

*Terms apply.
Welcome bonusThere is no welcome bonus.No welcome offer available.
Rewards*There is no rewards program.Get incredible Amex offers (dining and shopping).

*Terms apply.

If you are unsure about getting one of these two amazing debit cards, we have another recommendation: The Current Visa debit card. Check out our post below to learn all about the Current Visa debit card!

Current Visa debit card

Current Visa debit card review

This Current Visa debit card review is specially written for parents who want to give their children financial freedom with a bit of control. Check it out!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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