Credit Cards (US)
The AARP® Essential Rewards Mastercard® from Barclays full review: unlimited cash back
The AARP® Essential Rewards Mastercard® from Barclays review is worth reading if you want to learn about a card that offers unlimited cash back at no annual fee. Keep reading to find out all about its offers!
The AARP® Essential Rewards Mastercard® from Barclays: up to 3% cash back at no annual fee
Are you looking for earning unlimited cash back while paying no annual fee? Then, The AARP® Essential Rewards Mastercard® from Barclays review is worth reading.
How to apply for The AARP® Essential Rewards?
Take a look at how easy it is to apply for The AARP® Essential Rewards Mastercard® from Barclays card and start earning unlimited cash back.
This is one of the greatest credit cards available and gathers more than just valuable rewards.
But before continue reading, take a look at the chart that sums up the main points about this Mastercard.
| Credit Score | Good – Excellent |
| APR | Purchases and balance transfers: 20.49%, 24.49%, or 29.49%, depending on your creditworthiness (variable); Cash Advances: 29.99% |
| Annual Fee | $0 |
| Fees | Foreign transaction fee: 3% of each; Balance transfer fee: $5 or 5% of the amount of each transaction, whichever is greater; Cash Advance: $10 or 5% of the amount of each transaction, whichever is greater; Late Payment: up to $39; Returned payment: up to $39 |
| Welcome bonus | $100 Cash Back Bonus after you spend $500 on purchases within 90 days of the account opening |
| Rewards | Unlimited 3% cash back on drugstore purchases and gas (excluding Walmart and Target); Unlimited 2% cash back on eligible medical expenses; Unlimited 1% cash back on everything else |
Now, continue reading to get an inside look at this great card option for you to level up your earnings in the next year!
How does The AARP® Essential Rewards Mastercard® from Barclays work?
A good card gathers high earnings at a low cost, as you can see on The AARP® Essential Rewards Mastercard® from Barclays review.
Thereupon, there is a sum up of the main benefits you can get from this card:
- $100 Cash Back Bonus right after you spend $500 within 90 days of account opening;
- 3% cash back on drug store purchases and gas (excluding Walmart and Target), 2% cash back on eligible medical expenses, and 1% cash back on everything else;
- $0 Fraud Liability Protection;
- Online access to FICO® Credit Score;
- 0% introductory APR on balance transfers for 15 months on transactions made within 45 of account opening.
Also, the rewards are unlimited, and you can redeem them for AARP membership, cash back, and more.
Surprisingly, this Barclays card has no annual fee, although other fees may apply, as can be seen right above on The AARP® Essential Rewards Mastercard® from Barclays review.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
The AARP® Essential Rewards Mastercard® from Barclays benefits
If you spend money toward gas and drug store purchases or even regularly pay for medical expenses, this AARP credit card might be a valuable addition to your wallet.
But, before getting one, check out the list of pros and cons!
Pros
- It offers a reasonable welcome bonus compared to other similar cards;
- The rewards are unlimited and never expire, and you can earn up to 3% cash back on purchases;
- It features a low introductory APR on balance transfers;
- It allows you to access complimentary FICO® Credit Score;
- It doesn’t charge an annual fee.
Cons
- It charges foreign transaction fees.
How good does your credit score need to be?
Unfortunately, this information is not disclosed.
However, it is recommended to apply for this card if you have at least a good credit score since Barclays doesn’t offer prequalification with no harm to your credit reports.
How to apply for The AARP® Essential Rewards Mastercard® from Barclays?
As shown on The AARP® Essential Rewards Mastercard® from Barclays review, this Mastercard allows you to increase earnings while charging low costs.
So, learn how easy it is to get this credit card, and start the New Year with a great addition to your wallet!
How to apply for The AARP® Essential Rewards?
Take a look at how easy it is to apply for The AARP® Essential Rewards Mastercard® from Barclays card and start earning unlimited cash back.
About the author / Aline Augusto
Reviewed by / Aline Barbosa
Senior Editor
Trending Topics
One Finance Hybrid Account full review
With the One Finance hybrid Account, you can save money with no service monthly fees. Check out the full review and find out more benefits!
Keep Reading
Fundera website: improve your finances with this platform!
Are you looking for a way to improve your finances? If so, read our post about the Fundera website! Learn about its financial advice!
Keep Reading
How to apply for a Capital One Platinum Secured card?
Check out how easy and fast it is to apply for a Capital One Platinum Secured and start rebuilding your credit right away with confidence.
Keep ReadingYou may also like
Qualify with any type of credit: Apply easily for VivaLoan
Find out how easy it is with VivaLoan! From the application process to the repayment plan, learn what you need to know! Up to $15K!
Keep Reading
Earn more: Blue Cash Everyday® Card from American Express review
Want a credit card that rewards you for your everyday spending? Discover the perks of the Blue Cash Everyday® Card from American Express with our review.
Keep Reading
Learn to apply easily for Integra Credit Personal Loan
Need fast cash? Find out how to apply for an Integra Credit Personal Loan. Get a loan even with bad credit! Keep reading to learn more!
Keep Reading