Looking for an account that features a checking and a saving account at the same place? The One Finance hybrid Account offers you that.

Also, there is no minimum deposit and no monthly service fee whatsoever.

This Account is supported by the Coastal Community Bank, so you can rely on it. 

Furthermore, it allows you to put your savings on auto-pilot, with 3% APY.

Keep reading to learn more about it.

The One Finance Hybrid account is an account that blends checking and saving accounts in the same place.

With no credit check, you can sign in, transfer money to your One and start using it and saving. As a welcome bonus, you can earn $5.

Also, there are no fees or minimum deposits required. Plus, it features high APY if compared to other banks.

Moreover, you can customize your account as you wish by creating the Pockets that help you with financial categories.

Finally, you can build a credit history by Credit Builder, which makes on-time payments automatically.

The One Finance features an All-in-one online account that helps you with your financial planning through the pockets feature.

Therefore, you can earn a 1% and a 3% APY if you put money on your Save Pocket and Auto-Save pocket, respectively.

Also, it includes a credit line, but note that it charges 12% APR (1% per month).

In addition, note that there is a limit on the saving pocket, as fallow:

If you exceed this limit, you won’t earn any interest in it. 

Furthermore, you can share your pockets with another person as you wish, to manage your bills and more.

The One does not require any credit history for the application, so you can build your credit score.

Looking for an account that hybrids checking and saving? The One Finance hybrid account has it all. Check out now how to apply for it!