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World Citizen Credit Card review: get premium perks!

This World Citizen Credit Card review will show you how a premium card works as well as all you can get by applying for it! Take a look at how to access elite perks!

World Citizen Credit Card: discounts, cash back, and more

This black credit card has top-notch benefits! Source: The Mister Finance.
This black credit card has top-notch benefits! Source: The Mister Finance.

If you earn at least R 25 000, this World Citizen Credit Card is tailored for you. This World Citizen Credit Card review will tell you everything about this Black card issued by Standard Bank.

World Citizen Credit card

How to apply for the World Citizen Credit Card?

Learn how to apply for a World Citizen Credit Card and start accessing a vast list of exclusive benefits and rewards at personalized rates.

In essence, this Black Mastercard gathers everything a traveler and consumer needs: valuable discounts, premium perks, and exclusive access to a whole world of possibilities.

Before continuing, take a minute to read the card summary below!

Credit ScoreNot disclosed
APRPersonalised
Annual FeeR2 388.00 (199.00 per month)
FeesInitiation fee: R180.00;
Additional card: R25.00;
Online inter-account transfers: R4;
Branch inter-account transfers: R87;
Online account payments: R9;
International transaction fee: 2,00%
and others.
Welcome bonusNone 
RewardsUp to 20% off on Emirates flights through Leisure Desk;
Up to 25% off on car rental through Avis;
5% cash back through Booking.com;
10% of on car rental through Rentalcars.com and 15% off with Hertz;
10% Travelstart discount on international roundtrip fare;10% off at OneFineStay apartments and 10% off on Cruises International cabins;
25% off on accommodation at Legend Hospitality Group, and much more

There are so many benefits that the list didn’t fit on the chart. So, keep reading to find out all you can get by holding this black card!

How does the World Citizen Credit Card work?

As can be seen on this World Citizen Credit Card review, this black Mastercard offers all a traveler wants. But it is not for all travelers.

To sum up, this card is suitable for those who can afford it because the benefits are many.

However, it comes with a monthly price of R 199.00.

On the other hand, if you manage to pay that, you will be able to access an extensive list of premium perks, including:

  • Up to a 20% discount on Emirates flights through Leisure Desk
  • Various discounts on car rentals through Avis, Rentalcars.com, and Hertz;
  • Personalized Travel Concierge assistance;
  • Up to 5% cash back on Booking.com;
  • Discounts on luggage from Gopals;
  • Access to the Mastercard Priceless Cities and Priceless Specials MEA App programs;
  • 24 visits per year to Lounge Key and Bidvest Lounges;
  • A 10% discount at OneFineStay apartments and on Cruises International cabins;
  • 25% off on your accommodation at Legend Hospitality Group and 15% off at Hotels & Lodges with a complimentary room upgrade and when parking at First Class Parking (conditions apply) 
  • A 15% discount on online purchases at Wine-of-the-Month Club;
  • Two months of Lingokids for free and then a 30% discount on monthly subscriptions; 
  • Discounts on Udemy, Gift Experience, and Farfetch.com.
  • Free internet access for 11 months from AlwaysOn Wi-Fi when buying one month with your card, and much more.

Overall, the comprehensive list of benefits is worthwhile. But, as mentioned above, it comes with a high monthly fee.

Compared to other cards, this one offers other valuable advantages, including luggage and flight delays coverage, medical emergency coverage, ATM Robbery Insurance, and purchase protection.

Additionally, the card offers a credit limit of R 250 000.

Lastly, the interest rate is personalized, and you can get up to 55 days of free interest if your account is paid in full.  

World Citizen Credit Card benefits

You will travel in style with this black credit card. Source: Freepik.
You will travel in style with this black credit card. Source: Freepik.

The World Citizen Credit Card is a black Mastercard full of perks. Even though it charges a high monthly fee, it provides you with premium perks, including travel insurance, many discounts on trips and partners, and cash back.

In essence, a fantastic choice for those who can afford it!

Pros

  • It offers a comprehensive list of perks;
  • It gathers cashback, discounts, and exclusive access to lounges, and more;
  • It provides you with travel insurance;
  • It comes with a credit limit of R 250 000;
  • Interest rates are personalized, and you can access a grace period by meeting requirements.

Cons

  • It charges a high monthly fee;
  • It requires a high monthly income.

Pre-approved credit cards for low credit score available now

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How good does your credit score need to be?

Although Standard Bank doesn’t fully disclose a credit score limit, it is important to mention that this is a Black Mastercard, which means it probably requires good creditworthiness.

How to apply for a World Citizen Credit Card?

As shown above on this World Citizen Credit Card review, this card is a spectacular choice for travelers who want to access a high level of benefits.

Then, learn how to apply for it now!

World Citizen Credit card

How to apply for the World Citizen Credit Card?

Learn how to apply for a World Citizen Credit Card and start accessing a vast list of exclusive benefits and rewards at personalized rates.

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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