Reviews (US)
VivaLoan review: what you need to know before applying
In this VivaLoan review article, you will learn how to borrow up to $15,000 as soon as tomorrow through an excellent online platform.
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by Aline Augusto
VivaLoan: borrow up to $15,000 as soon as tomorrow!
In this VivaLoan review article, you will learn that VivaLoan is a loan aggregator that gathers lenders in an online platform so you can request a loan with security, knowing that at least one lender will probably consider your need. And more.
This platform features a form that you fill out in 5 minutes. Then, after getting approved, you may receive your funds as soon as tomorrow.
Learn how it works right below.
| APR | It depends on the lender |
| LOAN PURPOSE | Personal |
| LOAN AMOUNTS | From $100 to $15,000 |
| CREDIT NEEDED | All credit types are considered |
| TERMS | Usually between 12 to 60 months. |
| ORIGINATION FEE | It depends on the lender |
| LATE FEE | It depends on the lender |
| EARLY PAYOFF PENALTY | It depends on the lender |
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How does VivaLoan work?
VivaLoan is a company member of OLA, Online Lenders Alliance, which means that it is committed to the highest standards of conduct and delivers a great user experience.
Basically, it works as an online platform with many lenders and various methods so that at least one lender will fit your needs and goals.
The amounts vary from $100 to $15,000, and terms usually range between 12 to 60 months. However, you should know that the exact interest rates, fees, costs, terms, and conditions, will be defined by the lender you qualify for.
The service is free, and all credit scores are considered.
All you need to do is fill out a simple and secure online form. It takes approximately 5 minutes, according to the website.
Then, review terms and conditions. And finally, sign for your loan and receive your funds.
The funds are deposited directly into your bank account, and they can be released as soon as the next business day from the approval.
VivaLoan benefits
This loan aggregator helps you save up time in research for a perfect lender that fulfills your needs and goals. It is a free service that accepts all credit scores.
Also, it works with many lenders that report on-time payments to credit agencies. So, you can improve your credit score over time.
The website employs 256-bit SSL encryption technology to keep your personal data safe, too.
Furthermore, you can borrow up to $15,000 through a simple online form. And you can get your funds as soon as tomorrow.
Pros
- It features a simple online and secure loan request form;
- It is a free service;
- You can borrow up to $15,000;
- If you pay on time, you can build your credit score;
- It accepts all credit types;
- It gathers many lenders with various methods.
Cons
- It doesn’t advance information about interest rates;
- The service is not available to residents from New York, West Virginia, or Columbia.
What credit score do you need for VivaLoan?
All credit scores are accepted in the application process.
How to apply for a VivaLoan?
If you want to save up some time in searching for a lender that fulfills your needs, VivaLoan can be the tool to cut short this path for you. Check out how to apply for it.
Aline Augusto
Aline Barbosa
Senior Editor
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