Credit Cards (US)

Valero® Credit Card full review: Save money with the app!

Are you looking for a card with fuel discounts, rewards, and no annual fee? If so, read our Valero® Credit Card review to learn more!

Valero® Credit Card: Get personalized customer service!

This is the Valero® credit card - read our full review. Source: The Mister Finance.
This is the Valero® credit card – read our full review. Source: The Mister Finance.

Are you looking for a credit card that’s both easy to use and can save you money at the pump? If so, look no further than our Valero® Credit Card review!

Valero® Credit Card

How to apply for the Valero® Credit Card?

If you need a card to help you get fuel discounts and rewards for no annual fee, learn how to apply for the Valero® Credit Card!

Credit ScoreGood to excellent.
APR29.49% variable APR for purchases.
Annual FeeNo annual fee.
FeesLate payment fee: Up to $38;
Return payment fee: Up to $27.
*Terms apply.
Welcome bonusNo welcome bonus for new cardholders.
Rewards*Get savings every* time you use your Valero® Credit Card within the ValeroPay+ app;
Flexible payment terms;
Get exclusive in-store savings;
Regular fuel discounts.
*Terms apply.

Also, with this card, you get exclusive access to discounted fuel prices at any of the more than 5,000 Valero fuel locations across the United States.

Moreover, on top of all those savings each time you fill up your tank, there are also plenty of other perks that come along with this card, like great rewards and benefits, as well as no annual fees.

Therefore, let’s take an in-depth look into what makes the Valero® Credit Card such a great value for anyone looking to save money on their fuel costs!

How does the Valero® Credit Card work?

With the Valero® Credit Card, you’ll be able to get incredible customer service and personalized service! Moreover, you’ll be able to access flexible payments to meet your financial needs!

In addition, you’ll be able to save money with this card by using it within the ValeroPay+ mobile app!

Moreover, you can get access to pay-at-the-pump convenience! Also, this card offers exclusive and regular fuel discounts!

And this card doesn’t require an annual fee to get all of these perks and much more!

Valero® Credit Card benefits

This credit card can help you save money. Source: Valero.
This credit card can help you save money. Source: Valero.

As we mentioned, the Valero Credit Card offers incredible perks to its cardholders. Moreover, you’ll be able to get many savings through the ValeroPay+ app using your card in it.

In addition, this card allows you to get flexible payment terms, and there is no annual fee! However, this card also has some downsides.

Therefore, you can read our pros and cons list below to learn more about it!

Pros

  • You won’t need to pay any membership fees to use this card;
  • You’ll be able to get savings by using your Valero Credit Card through the ValeroPay+ app;
  • Get exclusive in-store savings;
  • You’ll be able to access flexible payment terms to meet your financial needs.

Cons

  • Unfortunately, this card has spending caps on the reward you can get;
  • There could be higher rewards rates;
  • The APR can be relatively high for some people.

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How good does your credit score need to be?

We recommend that you have at least a good credit score to try applying for this credit card.

Moreover, if you have a not-so-good credit score, you may not be able to go through the application process and get a positive response.

However, they may need to perform a hard credit check during the application process. Therefore, make sure you have your credit score in good standing.

How to apply for the Valero® Credit Card?

You can easily apply for this incredible credit card online through the official website and application form. Moreover, you’ll be able to add your card to the ValeroPay+ app to use it as a payment method!

Valero® Credit Card

How to apply for the Valero® Credit Card?

If you need a card to help you get fuel discounts and rewards for no annual fee, learn how to apply for the Valero® Credit Card!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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