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TymeBank Credit Card review: Earn Smart Shopper Points!

If you need a card to get flexible payment options and reasonable fees with Smart Shopper rewards, read our TymeBank Credit Card review to learn more!

TymeBank Credit Card: Flexible payments and Smart Shopper Points available!

Make your life easier with a modern credit card like this one. Source: The Mister Finance.
Make your life easier with a modern credit card like this one. Source: The Mister Finance.

If you’re looking for a credit card that offers good fees and an easy-to-use online banking service, then our TymeBank Credit Card review is worth considering! So, read on!

TymeBank Credit Card

How to apply for the TymeBank Credit Card?

You can learn how to apply for the TymeBank Credit Card to earn Smart Shopper Points on all purchases and get flexible payments. So, read on!

RequirementsYou’ll need an income of at least R3,000 or more per month to apply. Also, you’ll need to have a valid South African ID and others.
Initiation FeeR160 initiation fee.
Monthly Fee*R40 per month.
Fees*Up to 55 days interest-free;
Secondary cards for no extra charges (cards for family);
Free monthly statements;
Late payment fee: R100;
Cash withdrawal fee: R8 for each R1,000 withdrawn);
There can be more fees.
*Terms apply.
Rewards*4x Smart Shopper Points when you buy with your TymeBnak Credit Card;
Shop online or in-store to earn rewards.
*Terms apply.

Also, this South African credit card offers flexible payment plans, as well as incredible benefits from their Smart Shopper Points Programme!

Moreover, with the TymeBank Credit Card in your pocket, there are no restrictions on where to shop!

In addition, with the Smart Shopper Points Programme, collecting reward points has never been easier!

Therefore, keep reading our TymeBank Credit Card review below to learn more about what makes this such a great South African credit card!

How does the TymeBank Credit Card work?

The TymeBank Credit Card offers a good rewards program and other perks for you to enjoy! Furthermore, this physical and virtual bank product comes with an array of features!

For example, you can find contactless payments and rewards programs designed to streamline modern life and keep your finances in check.

In addition, this card offers 4x Smart Shopper Points for those who use the card on everyday purchases anywhere!

TymeBank Credit Card benefits

Earn Smart Shopper Points using your TymeBank credit card. Source: Canva.
Earn Smart Shopper Points using your TymeBank credit card. Source: Canva.

This card offers incredible benefits related to Smart Shopper Points you can earn with your card. But you can get even more perks, such as free secondary cards and a free personalized card delivered to your home.

Moreover, this card allows you to shop online or in-store and withdraw money anywhere worldwide for just a small fee.

However, this card also has some downsides. So, read the pros and cons list below to learn more about it!

Pros

  • Flexible payment options are available;
  • Low required monthly income;
  • Smart Shopper Points on all card purchases;
  • Up to 55 days interest-free;
  • Free monthly statements and SMSM notifications.

Cons

  • The rewards could have more diverse earnings.

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How good does your credit score need to be?

You’ll need to meet some requirements if you want to qualify for this credit card. For example, you’ll need to have a monthly income of at least R3,000. Also, you’ll need a valid South African ID.

How to apply for the TymeBank Credit Card?

You can apply for this card online if you meet the requirements. Also, you’ll only need to fill out the application form online and wait for a response.

TymeBank Credit Card

How to apply for the TymeBank Credit Card?

You can learn how to apply for the TymeBank Credit Card to earn Smart Shopper Points on all purchases and get flexible payments. So, read on!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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