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Standard Bank Blue Credit Card full review: Simple and effective!

Have you been looking for a card with flexible options to give you financial freedom? If so, read Standard Bank Blue Credit Card review to learn more!

Standard Bank Blue Credit Card: Shop online and in-store to earn rewards!

Looking for an affordable credit card? Source: The Mister Finance.
Looking for an affordable credit card? Source: The Mister Finance.

Are you in the market for a rewards card that will make shopping online and in-store more rewarding? Then, check out our Standard Bank Blue Credit Card review!

Standard Bank Blue Credit Card

How to apply for the Standard Bank Blue card.

Do you need a card to have financial freedom and personalized rates? Read on to learn how to apply for the Standard Bank Blue Credit Card!

RequirementsTo qualify, you’ll need an R5,000 minimum monthly income and an active Standard Bank account.
Initiation Fee*R180 initiation fee.
*Terms apply.
Monthly Fee*R40.00 per month.
*Terms apply.
Fees*Personalized interest rates;
0% interest rate (valid when you choose the six-month budget plan to pay for your online or in-store purchases);
Up to 55 days interest-free;
3% minimum monthly repayment (automatic payment option).
*Terms apply.
Rewards*You can earn UCount rewards when spending with your card.
*Terms apply.

This smooth, streamlined card makes it easy to earn great cashback rewards on everyday expenses.

Also, whether you’re buying groceries, splurging at your favorite store, or indulging in some retail therapy online, your hard-earned money stretches further with this reward credit card!

Moreover, if you think all of this sounds too good to be true – don’t worry; it isn’t.

In addition, with Standard Bank’s Blue Credit Card, all South African citizens can take advantage of these incredible benefits without any hidden catches.

Therefore, keep reading our Standard Bank Blue Credit Card review to learn more!

How does the Standard Bank Blue Credit Card work?

With this Standard Bank credit card, you’ll be able to get a credit limit of R250,000. Plus, you’ll find incredible personalized interest rates that are good for your finances.

Moreover, this card was designed to give its cardholders simple and easy-to-use features. This way, you can earn UCount rewards and get your financial freedom!

Standard Bank Blue Credit Card benefits

This credit card has cashback rewards to make your hard-earned money worth it! Source: Canva.
This credit card has cashback rewards to make your hard-earned money worth it! Source: Canva.

As we mentioned, this card can offer incredible perks to its users, such as 55 days of interest-free. Plus, you can request to increase your credit limit if you leave your card in good standing!

Moreover, this card has easy-to-use mobile banking features to keep track of your finances at all times.

However, this card also has some downsides. So, you can read our pros and cons list below to learn more!

Pros

  • Up to 55 days interest-free;
  • UCount rewards for eligible purchases;
  • You can ask to increase your credit limit if you use your card responsibly.

Cons

  • There are not many rewards;
  • There are no welcome bonuses;
  • If you’re looking for a more complex card with rewards, this card is not for you.

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How good does your credit score need to be?

There is not much information about the credit score needed to get this credit card. However, you’ll need to meet other requirements to qualify.

For example, you’ll need an R5,000 minimum monthly income and an active Standard Bank account.

How to apply for the Standard Bank Blue Credit Card?

You can easily apply for this card through the official website. Plus, you’ll need to meet some of the requirements, but the application process can be easy!

Standard Bank Blue Credit Card

How to apply for the Standard Bank Blue card.

Do you need a card to have financial freedom and personalized rates? Read on to learn how to apply for the Standard Bank Blue Credit Card!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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