Reviews (US)

Southwest Rapid Rewards® Plus Credit Card review

Want to travel more? Check out this Southwest card and get a ton of benefits that can make your travels more affordable. So, read our Southwest Rapid Rewards® Plus card review to learn more!

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by Victória Lourenço

04/14/2022 | Updated on 02/07/2023

Southwest Rapid Rewards® Plus Credit Card: save for travels with this excellent card.

Check out our Southwest Rapid Rewards® Plus card review! Source: The Mister Finance.
Check out our Southwest Rapid Rewards® Plus card review! Source: The Mister Finance.

Do you like to travel? If so, you’ll want to check out the Southwest Rapid Rewards® Plus Credit Card. This card comes with many benefits that can make your travels easier and more affordable.

Also, you can earn an excellent welcome bonus if you apply now. So, keep reading our Southwest Rapid Rewards® Plus card review to learn all the details of what this card offers!

Credit ScoreGood – Excellent.
Annual Fee$69.
Regular APR20.24% – 27.24% variable APR.
Welcome bonus*Earn Companion Pass® (valid until) 2/28/24) and 30,000 points once you spend $4,000 on purchases within the first 3 months of card membership.

*Terms apply.
Rewards*Earn 3,000 points after your cardholder anniversary.

Get 2 points for every dollar spent on Southwest.

Earn 2 points for each dollar spent on car rental partners and Rapid Rewards Hotels.

You can get 2 points per dollar spent on internet, phone services, eligible streaming services, and more.

Earn 1 point per dollar spent on every other purchase.

*Terms apply.
Southwest Rapid Rewards® Plus Credit Card

How to get the Southwest Rapid Rewards® Plus card?

There is a Southwest card that can make you save for your travels. Read our post about the Southwest Rapid Rewards® Plus card application!

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How does the Southwest Rapid Rewards® Plus Credit Card work?

You can earn rewards while traveling! Source: Unsplash
You can earn rewards while traveling! Source: Unsplash

With the Southwest Rapid Rewards® Plus card, you can earn two points per dollar on Southwest-related purchases, Rapid Rewards Hotels, car rental partners, local transit, internet, and more!

Also, you can earn one point per dollar spent on any other purchase you make with your card. Moreover, you can go to Chase’s official website, look for the card, and use their calculator to simulate your rewards!

In addition, as a new cardholder, you can enjoy the current welcome offer of earning Companion Pass® (good through 2/28/24), plus 30,000 points after you spend $4,000 on purchases in the first 3 months from account opening.

Southwest Rapid Rewards® Plus card benefits

This Chase credit card is a partnership with Southwest, and it offers excellent travel benefits. For example, you can access travel assistance services, purchase protection, baggage delay insurance, and others!

Also, you can get relatively high rewards for travel-related purchases and everyday purchases.

Pros

  • Limited-time offer: earn Companion Pass® good through 2/28/24 plus 30,000 points after you spend $4,000 on purchases in the first 3 months from account opening.
  • 3,000 anniversary points each year.
  • Earn 2X points on Southwest® purchases.
  • Earn 2X points on local transit and commuting, including rideshare.
  • Earn 2X points on internet, cable, and phone services, and select streaming.
  • 2 EarlyBird Check-In® each year.
  • Earn 1 point for every $1 spent on all other purchases.
  • All points earned count towards Companion Pass®.

Cons

  • There is a relatively high APR fee ranging from 15.99% to 22.99%.
  • You need a good or excellent credit score to qualify.
  • There is a relatively high balance transfer fee.
  • This card charges a 3% foreign transaction fee.

How good does your credit score need to be?

To qualify for this excellent Chase credit card, you need a relatively high credit score. For example, your score needs to range from good to excellent to have a chance of approval.

How to apply for the Southwest Rapid Rewards® Plus Credit Card?

It can be very straightforward to apply for this Chase credit card. All you need is internet access and a computer. Therefore, check out our post below about how to apply for the Southwest Rapid Rewards® Plus Card!

Southwest Rapid Rewards® Plus Credit Card

How to get the Southwest Rapid Rewards® Plus card

There is a Southwest card that can make you save for your travels. Read our post about the Southwest Rapid Rewards® Plus card application!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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