Reviews (US)

Sam’s Club® Plus Member Mastercard® credit card full review

The Sam's Club® Plus Member Mastercard® credit card features many rewards and benefits, as well as it does not charge an annual fee. But, before applying for it, take a look at the review we have prepared for you!

Sam’s Club® Plus Member Mastercard® credit card overview

Check out the full review. Source: Sam’s Club.
Check out the full review. Source: Sam’s Club.

Do you spend a lot of money on gas? Also, do you shop at Sam’s Club? If your answer is yes to at least one of these questions, the Sam’s Club® Plus Member Mastercard® credit card might be an option for you to apply for it.

So, read more about the benefits and features below.

Credit ScoreFrom Good to Excellent 
Annual Fee$0
Regular APRFrom 15.65% to 23.65%
Welcome bonus$30 statement credit and $30 for purchases at Sam’s Club in 30 days
RewardsCashback
Sam’s Club Credit Plus Member credit card

How to get the Sam's Club® Plus Member card?

The Sam’s Club® Plus Member Mastercard® card is a good choice if you travel and shop a lot. See how to apply for this card now!

Check out how the Sam’s Club® Plus Member Mastercard® credit card works

Sam’s Club® Plus Member credit card provides good rates of cashback and $0 annual fee. Source: Freerange.
Sam’s Club® Plus Member credit card provides good rates of cashback and $0 annual fee. Source: Freerange.

First of all, you need to know that you must be a Sam’s Club member before applying for the credit card. Therefore, even though there is no annual fee using the card, you will pay membership fees, depending on the category you choose.

For example, if you want the best of rewards, you can choose the Plus Membership, for which you pay $100 as an annual fee, and the card then offers you 5% back on eligible purchases at Sam’s Club.

But, if you want something cheaper and less rewarding, you can choose a Club Membership, with $45 as an annual fee, and the card then offers you 1% instead of 5% back.

Second of all, this credit card requires at least a good credit score, so you can apply for it and enjoy the benefits.

Third of all, it charges variable APR from 15.65% to 23.65%. Plus, it doesn’t charge any foreign transaction fee.

In addition, the card provides a welcome bonus and cashback on all purchases.

Sam’s Club® Plus Member Mastercard® benefits and perks

The Sam’s Club® Plus Member card is an option for you if you spend a lot of money on gas and if you shop at Sam’s Club.

That is because it offers 5% cash back at various gas stations.

Not only that, but this Mastercard credit card also provides 1% cash back on all purchases and 3% cash back on dining.

And all these rewards can be redeemed for cash, balance, or purchases at Sam’s Club.

However, note that you must become a Sam’s Club member before applying for the card. Finally, as a member, you will be charged annually for the category chosen, as said before.

Pros

  • Reward program
  • Welcome bonus
  • $0 annual fee
  • Good rates of cashback
  • No foreign transaction fee

Cons

  • Must be a member to apply for it
  • Requires good credit score
  • An annual fee as a Sam’s Club member

Pre-approved credit cards for low credit score available now

We analyzed your profile and found some offers that you can apply for today.

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See how good your credit score needs to be

To get all the rewards and perks the Sam’s Club® Plus Member Mastercard® offers, you need at least a good credit score. 

Learn how to apply for a Sam’s Club® Plus Member Mastercard® credit card

Do you want to redeem your rewards for cash, balance, or purchases at Sam Club? So, check out how to apply for a Sam Club® Plus Member Mastercard® credit card.

Sam’s Club Credit Plus Member credit card

How to get the Sam's Club® Plus Member card?

The Sam’s Club® Plus Member Mastercard® card is a good choice if you travel and shop a lot. See how to apply for this card now!

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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