Reviews (US)

American Express Centurion Overview

Curious about what the Amex Centurion card is all about? Here's an overview of the exclusive perks and benefits that come with being a cardholder.

by Thais Daou

08/05/2021 | Updated on 01/06/2023

American Express Centurion credit card: The most exclusive credit card in the world

American Express Centurion Overview. Source: The Mister Finance.
American Express Centurion Overview. Source: The Mister Finance.

The American Express Centurion credit card is the most luxurious, high-end, and even mysterious credit card of the brand. As a black card, it symbolizes power. Let us begin by telling you in our American Express Centurion overview that this is an invite-only financial service, in case you did not know already.

That said, we believe that, if you are here because you are thinking about applying for a credit card, this might not be it. By the end of this post, you will probably find out this credit card is not the answer you are looking for.

But don’t leave us just yet! After all, we are just starting our conversation. Come with us and find out more about the incredible Centurion card.

American Express Centurion credit card

How do you get the American Express Centurion card

If you want to know how to apply for, and whether you are eligible for, the American Express Centurion, this is the place.

Credit ScoreExcellent
Annual Fee$5,000
Regular APR25.24% variable APR on purchases
Welcome BonusN/A
Rewards*1 MR point per dollar spent on purchases
1.5 MR points per dollar spent on purchases
50% bonus on MR redemptions for paid airfare
Equinox All Access Gym Membership
Saks Fifth Avenue Credit
CLEAR membership for the cardmember and family
24/7 concierge service
and more

*Terms apply

What is special about this card?

The most important thing you need to know about the American Express Centurion card is that its sole purpose is to elevate your social status. That is, it will grant you access to a range of elite environments.

Also, concierge services will be at your disposal twenty-four-seven, with perks that include exclusive airport arrival services, and airport lounge accesses.

But the question is: can you possibly dream about qualifying for the Centurion card?

Who qualifies for the American Express Centurion credit card?

Who qualifies for this card? Source: Unsplash.
Who qualifies for this card? Source: Unsplash.

This question is surrounded by secrets. And the reason for that is because, as the Centurion card from American Express is an invitation-only credit card, its requirements are not available. However, you do need to be an AmEx cardholder for at least a year.

But, who knows, maybe if you get invited you can share some information with us. To learn more, make sure you read our full review about the American Express Centurion by following the link below.

American Express Centurion credit card

American Express Centurion credit card review

Join us and find out all the curiosities about the most exclusive AmEx credit card, the American Express Centurion.

About the author

Thais Daou

Thais Daou holds an undergraduate degree in Languages — Translating and Interpreting from the São Judas Tadeu University. She has been translating, proofreading, and transcribing financial documents, as well as documents from other fields, for five years. And now she begins a new chapter in her career, writing about financial solutions in a simplified way, with a desire to spread this knowledge, which is so important.

Reviewed by

Aline Barbosa

Senior Editor

Trending Topics


How to apply for the Axos Personal Loans?

Check out how the Axos Personal Loans application works and how to borrow up to $50,000 with flexible terms and conditions, and fixed rates.

Keep Reading

What happens to your loans if your bank fails?

If you have ever taken out a loan from a bank, one of your main concerns may be what happens to loans if the bank fails. Read on to learn!

Keep Reading

What is a good credit score? Find out here!

Not having a good credit score can be what keeps you from enjoying the best credit products of the market. So, hear us out.

Keep Reading

You may also like


100 Lenders personal loan review: how does it work and is it good?

Are you in the market for a personal loan that accepts all types of scores? If so, read our 100 Lenders personal loan review to learn more!

Keep Reading

Discover it® Miles Credit Card application: how does it work?

Are you ready to get the most out of your Discover it® Miles Credit Card? No annual fee and 0% intro APR for 15 months. Keep reading and learn how to get yours.

Keep Reading

OpenSky Secured Visa credit card review: is it worth it?

A secured credit card that doesn't require a bank account or a credit check? The OpenSky Secured Visa card is perfect for consumers looking to build or boost their credit.

Keep Reading