Credit Cards

Sable secured credit card full review

The Sable secured credit card is for those who need a card with few fees to help them build credit. So, keep reading to know more about this credit-building card!

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by Victória Lourenço

10/18/2021 | Updated on 10/25/2021

Sable secured credit card full review

Learn more about the features of the Sable Secured card. Source: Sable Card
Learn more about the features of the Sable Secured card. Source: Sable Card

The Sable secured credit card was created by a fintech company, and it is for those who need to build credit. Also, a great thing about this credit card is that it is also for those who live in the U.S. but are not U.S. citizens. Moreover, having a credit card like this for non-citizens is a great help for them, because they will be able to use credit cards for their daily purchases. So, to know more about this great card, keep reading our full review!

Credit ScoreNo minimum score.
Annual FeeNo annual fee!
Regular APRThe variable APR of Prime + 6.99%.
Welcome bonusN/A.
Rewards2% cash back at Netflix, Hulu, Amazon, Uber Eats, Whole Foods, SpotifyUber.
Dollar-for-dollar match of your cashback earned at the end of the first year.
Unlimited 1% cash back on other purchases.

How to apply for a Sable secured card?

Do you need a card with great rewards and that helps you build credit? The Sable secured card can be for you. Read more to know how to apply!

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How does the Sable secured credit card work?

This credit card can help you build credit and get rewards! Source: Unsplash
This credit card can help you build credit and get rewards! Source: Unsplash

If you qualify to get this card, you can get your approval in just as little as three minutes. Also, if you worry about the application having an impact on your credit score, you do not need to because there is no credit check. Moreover, if you are not a U.S. resident, only a U.S. citizen, you can still apply for this credit card.

In addition, this credit card can really help you build credit as it sends your monthly payment reports to all three major credit bureaus. And even though many secured cards do not have any rewards or bonuses, this credit-building digital card can give you up to 2% of cashback benefits.

Moreover, once you get approved, you will have to make a security deposit. However, there is no minimum about, and it can be of up to $10,000. Also, you can get your deposit returned to you in as little as four months. Plus, your credit limit will be equal to your security deposit. And this is good flexibility so that cardholders can choose how to manage their finances.

Sable secured card benefits

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Pros

  • There is no minimum security deposit required, and you can get your deposit returned in as little as four months.
  • Very fast approval: you can get approved in as little as 3 minutes.
  • They offer an upgrade path for cardholders to move up to an unsecured credit card. Plus, this upgrade can happen in as little as 4 months.
  • Get your monthly payment reports sent to all three major credit bureaus.
  • No annual fees, late payment fees, and even no foreign transactions fees.
  • You do not need to be a U.S. citizen to apply, only a U.S. resident.

Cons

  • If you are looking for a luxury credit card to give you status, this credit card will not give you this.

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How good does your credit score need to be?

There is no minimum credit score required to apply for this credit card. So, a great thing about this card is that you can get approved even with no score. Also, this card does not perform a hard credit inquiry during your application process.

How to apply for a Sable secured credit card?

It is very easy to apply for this card. Source: Unsplash
It is very easy to apply for this card. Source: Unsplash

It is very easy to apply for a Sable card. You only need to provide a few details online. Plus, you will need to create a Sable account before applying. So, if you want to know more about how this process works, check out our post below!

How to apply for a Sable secured credit card?

Do you need a card with great rewards and that helps you build credit? The Sable secured card can be for you. Read more to know how to apply!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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