Read on to see how this bank can help you cover any unplanned or planned expense, no matter what it is.
FNB Personal Loan – borrow up to R300 000 with terms of up to 60 months at competitive and fixed rates!
FNB Personal Loan offers large amounts of money at competitive and fixed rates. You can borrow up to R300 000 with terms of up to 60 months while accessing interest starting at 16.5% for the long term or up to 5% for the short term. Also, you will be covered with Credit Insurance and an excellent assistance service.
FNB Personal Loan offers large amounts of money at competitive and fixed rates. You can borrow up to R300 000 with terms of up to 60 months while accessing interest starting at 16.5% for the long term or up to 5% for the short term. Also, you will be covered with Credit Insurance and an excellent assistance service.
FNB Personal Loan is an excellent choice for those who need large amounts of money to cover an unplanned or planned situation. Besides that, you can access affordable and competitive rates and fees with no prepayment penalties. Before applying, check out the key benefits!
To apply for an FNB Personal Loan, you must: Be at least 18 years old; Be employed or self-employed; Have a valid South African ID; Proof of residence and income. Also, you need to provide the last three months of bank statements. Other documents will be asked for, as well. Additionally, it is important to maintain a healthy credit score to apply for a loan.
After applying for a loan at FNB, and if your documentation and information provided are complete, your application can be approved on the very same day. However, in case the bank requires more information about you, the approval can take more days.
Fortunately, FNB doesn’t charge any prepayment penalty fees. So you can settle your loan earlier with no extra cost. However, ensure you get an updated settlement quote before proceeding with it.
Before opening another application, find out the reason why your first application was declined. Then, you can work on the factor that made your application be declined in the first place. After that, you can apply again. But, it is important to mention that your credit will be affected each time you apply for credit.
If you are interested in borrowing a large amount of money, learn how to apply for an FNB Personal Loan.
How to apply for the FNB Personal Loan?
See how to apply for an FNB Personal Loan and borrow up to R300 000 with terms of up to 60 months, fixed rates, and no prepayment penalties.
Now, if you want another reliable alternative, check out how to apply for Absa Personal Loan.
How to apply for the Absa Personal Loan?
Learn how simple it is to apply for an Absa Personal Loan and borrow up to R350 000 with terms of up to 84 months and flexible repayments.
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