If you are a little older, you will remember that no one with no credit history or a poor credit score would get the opportunity to hold a credit card. Well, things have changed and got evolved, so take a look at the First Digital Mastercard® Credit Card, an unsecured card that does not require a perfect credit score for the application.

Thus, keep reading to check out this card’s full review we’ve made for you!

The First Digital Mastercard® credit card does not require a perfect credit history and offers you a chance to build a credit score. 

And this task might be easy because the card is a Mastercard, which means a global payment network that monthly reports to all three major Credit Bureaus. 

Also, it charges an annual fee that decreases after the first year. 

The good thing about the First Digital Mastercard® card is that it doesn’t require a secured deposit either a perfect credit score for the application. But that also means cardholders won’t get a high credit limit. The initial credit limit is $300.

You’ll have to pay a $95 one-time Program Fee to activate your card. The card charges a $75 annual fee during the first year, and then $48 annually after that.

Also, note that the regular APR is high, so keep that in mind before applying for it since you better be sure that you will pay off the balance. 

Moreover, it is not recommended to use the card to shop in foreign currency, as the transaction fee is high.

Furthermore, the First Digital NextGen credit card does not offer you any reward program or perks, as well. 

You don’t need to prove a perfect credit score to be able to apply for it. So, it is a good chance for you to build up your score.

Now that you know how the First Digital Mastercard® credit card works, you might be able to decide whether this card fits or not your needs.

So, if it does, take a look at the post below on how to apply for it.