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Read on to see how this bank can help you borrow a large amount of money to cover an unexpected or expected expense.

Absa Personal Loan – borrow up to R350 000 to repay in up to 84 months with competitive and affordable fees.

Absa Personal Loan offers one of the lowest rates in the South African market. It provides you with lending options starting at only 13,75% of interest rates and terms that go up to 84 months. You can also access large amounts of up to R350 000 with a flexible repayment plan and Credit Protection in case something happens along the way.

Absa Personal Loan offers large amounts of money at really affordable rates. And, in case you receive another offer, Absa can evaluate and provide you with a better deal. Besides that, you may enjoy flexible repayments and Credit Protection to stay safe and covered!

Borrow up to R350 000 and repay with flexibility;
Access terms of up to 84 months and competitive interest rates starting at only 13,75%;
Feel peace of mind with Credit Protection;
Get the best deal with the Absa Price Guarantee.
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You must meet some requirements before proceeding with an application. So, take a look at the eligibility criteria before applying: You must earn a regular income of at least R2 000 per month; You need to have a bank account where your income is paid. These requirements are applied if you want a personal loan with terms of over 12 months. If you want a loan with terms that range from 2 to 6 months, you must: Earn a regular monthly income of at least R1 500; Have an Absa account. In both cases, you must be at least 18 years old.

Yes. Credit Protection is mandatory if you want a personal loan at Absa. However, it is a way to ensure you will be secured and covered along the way. Then, for example, if something happens, like a critical illness, death, or disability, Credit Protection will cover you.

Price Guarantee allows you to receive a better deal from Absa in case you receive another good deal from another financial institution. However, conditions apply. In summary, if somewhere else offers a lower rate, Absa will better it. Keep in mind you must read the conditions before proceeding with a claim, though.

You need to provide your card or ID book, proof of residence, and the last three months of bank statements or payslips. You can apply using the official website or by going to the nearest branch. Also, you can call 0860 100 321 or use your mobile app if you already have an Absa account.

If you are interested in borrowing money at competitive rates, learn how to apply for an Absa Personal Loan.

absa personal loan

How to apply for the Absa Personal Loan?

Learn how simple it is to apply for an Absa Personal Loan and borrow up to R350 000 with terms of up to 84 months and flexible repayments.

Now, if you want another secure alternative, check out how to apply for FNB Loans.

FNB Personal Loan

How to apply for the FNB Personal Loan?

See how to apply for an FNB Personal Loan and borrow up to R300 000 with terms of up to 60 months, fixed rates, and no prepayment penalties.

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