Credit Cards (US)

Oportun® Visa® credit card review

Do you know you can get a credit card with no need for a Social Security Number and credit score? Read our Oportun® Visa® credit card review to learn more!

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by Victória Lourenço

Published on 06/09/2022

Oportun® Visa® card: get credit lines of up to $1,000

Check out our Oportun® Visa® card review! Source: The Mister Finance
Check out our Oportun® Visa® card review! Source: The Mister Finance

If you are starting your journey in the credit card world, it may be best to go for more simple and beneficial credit cards. Also, you will need to find a credit card that accepts those with no credit history. Well, we can help you find the best card! Today, we will talk about the features of the Oportun® Visa® card. This card offers amazing features and does not require a Social Security number. So, read our Oportun® Visa® credit card review to learn more!

Credit ScoreNo credit score required.
Annual FeeAnnual fee depends on your creditworthiness.
Regular APR24.90% – 29.90%
Welcome bonusNo welcome bonus available.
RewardsN/A.
Oportun® logo

How to apply for the Oportun® Visa® card?

If you need a credit card accepted worldwide and with no need for credit history, read our post about the Oportun® Visa® card application!

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How does the Oportun® Visa® card work?

Find out how this Visa card works! Source: Unsplash
Find out how this Visa card works! Source: Unsplash

With the Oportun® Visa® card, you can get credit lines of up to $1,000. Plus, you don’t need a Social Security Number to apply. Also, you can make sure that you won’t have to be responsible for unauthorized purchases. This is because this Visa credit card offers zero fraud liability to its clients. Moreover, you don’t need to worry too much about your score because it does not require a credit history.

In addition, you can easily manage your credit card account online 24/7. Also, as this is a Visa credit card, you can be sure that you will be able to use it worldwide. Moreover, you can get prequalified in just minutes to see if you have a chance of getting this card.

Oportun® Visa® card benefits

This Visa credit card offers plenty of amazing benefits, such as zero fraud liability. Plus, you can be at the beginning of your journey with credit cards and still have a chance of approval. However, as with many other credit cards, this Visa card also has some downsides. So, keep reading our Oportun® Visa® credit card review to learn the advantages and disadvantages of using this card.

Pros

  • You can see if you are prequalified in just minutes with no harm to your credit score.
  • Get access to zero fraud liability.
  • You don’t need a high credit score to qualify.
  • Manage your account online 24/7.
  • You can get credit lines of up to $1,000.

Cons

  • There is no information about a rewards program.
  • The APR can be a bit high for some people.
  • Annual fees depend on the client’s creditworthiness.

How good does your credit score need to be?

You don’t need a high credit score to qualify for this credit card. Also, you can check if you are prequalified with no harm to your credit score. And you can do all of this through Oportun’s official website.

How to apply for the Oportun® Visa® card?

You can only check if you are prequalified to get this card. Also, you need an invitation to apply properly. Therefore, read our post below to know all about how to prequalify and apply for the Oportun® Visa® card!

Oportun® Visa® card

How to apply for the Oportun® Visa® card?

If you need a credit card accepted worldwide and with no need for credit history, read our post about the Oportun® Visa® card application!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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