Credit Cards (US)
Oportun® Visa® credit card review
Do you know you can get a credit card with no need for a Social Security Number and credit score? Read our Oportun® Visa® credit card review to learn more!
by Victória Lourenço
Oportun® Visa® card: get credit lines of up to $1,000
If you are starting your journey in the credit card world, it may be best to go for more simple and beneficial credit cards. Also, you will need to find a credit card that accepts those with no credit history. Well, we can help you find the best card! Today, we will talk about the features of the Oportun® Visa® card. This card offers amazing features and does not require a Social Security number. So, read our Oportun® Visa® credit card review to learn more!
|Credit Score||No credit score required.|
|Annual Fee||Annual fee depends on your creditworthiness.|
|Regular APR||24.90% – 29.90%|
|Welcome bonus||No welcome bonus available.|
How does the Oportun® Visa® card work?
With the Oportun® Visa® card, you can get credit lines of up to $1,000. Plus, you don’t need a Social Security Number to apply. Also, you can make sure that you won’t have to be responsible for unauthorized purchases. This is because this Visa credit card offers zero fraud liability to its clients. Moreover, you don’t need to worry too much about your score because it does not require a credit history.
In addition, you can easily manage your credit card account online 24/7. Also, as this is a Visa credit card, you can be sure that you will be able to use it worldwide. Moreover, you can get prequalified in just minutes to see if you have a chance of getting this card.
Oportun® Visa® card benefits
This Visa credit card offers plenty of amazing benefits, such as zero fraud liability. Plus, you can be at the beginning of your journey with credit cards and still have a chance of approval. However, as with many other credit cards, this Visa card also has some downsides. So, keep reading our Oportun® Visa® credit card review to learn the advantages and disadvantages of using this card.
- You can see if you are prequalified in just minutes with no harm to your credit score.
- Get access to zero fraud liability.
- You don’t need a high credit score to qualify.
- Manage your account online 24/7.
- You can get credit lines of up to $1,000.
- There is no information about a rewards program.
- The APR can be a bit high for some people.
- Annual fees depend on the client’s creditworthiness.
How good does your credit score need to be?
You don’t need a high credit score to qualify for this credit card. Also, you can check if you are prequalified with no harm to your credit score. And you can do all of this through Oportun’s official website.
How to apply for the Oportun® Visa® card?
You can only check if you are prequalified to get this card. Also, you need an invitation to apply properly. Therefore, read our post below to know all about how to prequalify and apply for the Oportun® Visa® card!
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