Credit Cards (US)
Oportun® Visa® credit card review
Do you know you can get a credit card with no need for a Social Security Number and credit score? Read our Oportun® Visa® credit card review to learn more!
Oportun® Visa® card: get credit lines of up to $1,000
If you are starting your journey in the credit card world, it may be best to go for more simple and beneficial credit cards. Also, you will need to find a credit card that accepts those with no credit history. Well, we can help you find the best card! Today, we will talk about the features of the Oportun® Visa® card. This card offers amazing features and does not require a Social Security number. So, read our Oportun® Visa® credit card review to learn more!
Credit Score | No credit score required. |
Annual Fee | Annual fee depends on your creditworthiness. |
Regular APR | 24.90% – 29.90% |
Welcome bonus | No welcome bonus available. |
Rewards | N/A. |
How to apply for the Oportun® Visa® card?
If you need a credit card accepted worldwide and with no need for credit history, read our post about the Oportun® Visa® card application!
How does the Oportun® Visa® card work?
With the Oportun® Visa® card, you can get credit lines of up to $1,000. Plus, you don’t need a Social Security Number to apply. Also, you can make sure that you won’t have to be responsible for unauthorized purchases. This is because this Visa credit card offers zero fraud liability to its clients. Moreover, you don’t need to worry too much about your score because it does not require a credit history.
In addition, you can easily manage your credit card account online 24/7. Also, as this is a Visa credit card, you can be sure that you will be able to use it worldwide. Moreover, you can get prequalified in just minutes to see if you have a chance of getting this card.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Oportun® Visa® card benefits
This Visa credit card offers plenty of amazing benefits, such as zero fraud liability. Plus, you can be at the beginning of your journey with credit cards and still have a chance of approval. However, as with many other credit cards, this Visa card also has some downsides. So, keep reading our Oportun® Visa® credit card review to learn the advantages and disadvantages of using this card.
Pros
- You can see if you are prequalified in just minutes with no harm to your credit score.
- Get access to zero fraud liability.
- You don’t need a high credit score to qualify.
- Manage your account online 24/7.
- You can get credit lines of up to $1,000.
Cons
- There is no information about a rewards program.
- The APR can be a bit high for some people.
- Annual fees depend on the client’s creditworthiness.
How good does your credit score need to be?
You don’t need a high credit score to qualify for this credit card. Also, you can check if you are prequalified with no harm to your credit score. And you can do all of this through Oportun’s official website.
How to apply for the Oportun® Visa® card?
You can only check if you are prequalified to get this card. Also, you need an invitation to apply properly. Therefore, read our post below to know all about how to prequalify and apply for the Oportun® Visa® card!
How to apply for the Oportun® Visa® card?
If you need a credit card accepted worldwide and with no need for credit history, read our post about the Oportun® Visa® card application!
About the author / Victória Lourenço
Reviewed by / Aline Barbosa
Senior Editor
Trending Topics
10 best cards that offer welcome bonuses
If you're looking for a new credit card, check out this list of the 10 best cards that offer welcome bonuses! Interested? Keep reading!
Keep ReadingHow to get the HBO Max Streaming?
Interested in getting access to some of the greatest movies and TV shows available today? Check how to get the HBO Max Streaming today!
Keep ReadingCiti Premier® Card review
The Citi Premier® Card is ideal for those who love bonuses for daily spendings and travel benefits. Learn more about this great card!
Keep ReadingYou may also like
Interest rates might reach levels not seen since 2007
The Federal Reserve is intent on slowing down inflation by any means necessary, and as food, gas and housing prices continue to rise, so do interest rates. Read below what are the Credit Union National Association’s predictions for the remaining year and what’s likely to come in 2023.
Keep ReadingApplication for the Discover it® Secured card: how does it work?
This card is outstanding. Discover it® Secured card offers more than just benefits. It will help you rebuild your financial life with a healthy credit score. We'll tell you how to apply for it right away.
Keep ReadingExtra Debit Card review: use debit to boost your credit
Do you want to build your credit by paying with debt? Then this Extra Debit Card review may be just what you need! No credit check required! Read on!
Keep Reading