MBNA World Elite Mastercard credit card review: MBNA leads to provide the best credit cards in Canada. If you are a Canadian, you have probably carried an MBNA card in your wallet or just have already heard of it.

Either way, today, we are going to discuss about a great rewards credit card.

If you are looking for a card that carries an excellent reward structure with flexible redemption, you have come to the right place!

Check it out!

Let’s get started with the main feature of this card. At a glance, you earn a generous welcome bonus of up to 30,000 bonus points, divided into 20,000 after you make $2,000 or more in eligible purchases within the first 90 days from the account opening and 10,000 once you enrolled for paperless e-statements in the same period.

Also, you earn 5 points for every $1 spent on the eligible restaurant, grocery, digital media, membership, and household utility purchases, with the limit of $50,000 annually in the applicable category. 

Plus, 1 point for every $1 on all other eligible purchases.

The rewards are flexible so that you can redeem your points or cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel. 

Furthermore, the points don’t expire.

MBNA also gives you a Birthday Bonus Points of 10% of the total rewards you have every year, to the maximum of 15,000 Points.

And you have the possibility to join the MBNA Payment Plan for large purchases.

But, if you think this credit card is all about rewards, you are mistaken.

This Mastercard also provides you with emergency services, concierge, coverage, support, rental vehicle benefits, and trip assistance.

In addition, you get travel insurance, security features, and more.

On the other hand, such a good package of benefits comes with a price. So, you will pay $120 as an annual fee and $50 for an additional cardholder.

Besides the fact that this credit card features one of the best reward structures in Canada, this World Elite also elevates the services to the highest level.

Whether you are traveling or not, you get assistance, support, security, and much more.

It is recommended that you have at least average punctuation. But, the higher your score is, the better your chances of getting the card.

If you are interested in earning many rewards, check out how to apply for an MBNA World Elite Mastercard credit card!