If you manage a good credit history, you may find an opportunity in the market: a loan with low rates from LightStream, a division of Suntrust Bank. And you’ll learn all about it in this LightStream personal loan review!

Borrowing money from them is easy and fast, and you can get a discount on APR by settling the autopay option.

Furthermore, there are no fees whatsoever.

So, keep reading to learn more about how it works and if it fits your needs and goals.

It doesn’t matter if you need money for a home improvement, purchase land or a small house, cover medical expenses, or help you with debt consolidation; LightStream might be your lender. 

It features low rates with flexible terms and large amounts to borrow. 

And you get an APR discount for autopay, ranging from 2.49% to 19.99%.

Also, unlike many other lenders, LightStream doesn’t charge an origination fee, prepayment, or late fees. 

Moreover, the application is relatively simple, and the funding process is pretty fast.

However, you should know that it limits the use of funds for specific purposes. So, make sure your goal meets the requirements.

This lender offers large amounts from $5,000 to $100,000 at low rates ranging from 2.99% to 20.49%, and from 2.49% to 19.99% with autopay.

Plus, it features flexible terms from 2 to 7 years. And you can get up to 12 years as repayment terms depending on the loan purpose you sign up for. 

There are no fees, and you get some perks, as well. For example, if you are unhappy with your experience, after 30 days of getting your loan at LightStream, you can get a $100 as a loan experience guarantee.

And this lender provides a rate beat program. That is, it beats a competitor’s interest rate if the borrower shows an application approved by another lender with a regular fixed-rate loan in the same purpose, amount, terms, and conditions.

If you have a good credit history and search for a lender with a fast and transparent funding process, LightStream might be an excellent option for you.

It offers large amounts with flexible terms, low rates, and no fees of any kind!

Anyone who lives in all 50 states, plus Washington, D.C., and Puerto Rico, carries a good credit history. To find out more about it, keep reading right below!

LightStream considers an excellent or a good credit those who have:

The application is relatively simple, and the funding is fast. So, learn how to apply for a personal loan at LightStream and accomplish your goals immediately!