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KOHO Credit Card review

Looking for a new way to spend your money? Check out our KOHO credit card review! This modern card comes with unique features and benefits that can help you save money.

KOHO Credit Card: The smartest way to manage your money!

Check out our full KOHO Credit Card review! Source: The Mister Finance.
Check out our full KOHO Credit Card review! Source: The Mister Finance.

The KOHO Credit Card is a product offered by Canadian fintech KOHO. The company offers different KOHO card options, such as the KOHO Visa card and the premium version.

In this post, we will give you some more information about the Visa prepaid version, which charges no annual fee and has many benefits to offer its cardholders.

But if you want to know about the premium version and the joint prepaid version as well, we can give you some information about them too. So, keep reading our post to know more about the benefits and rewards offered by this credit card company!

Credit ScorePoor or none.
Annual Fee*$0 with the prepaid Visa version and the joint version.
$84 with the premium version.

*Terms apply
Regular APRN/A
Welcome bonusN/A
Rewards*With prepaid Visa and joint prepaid:
You can get 0.5% cash back on every purchase you make.
Earn up to 5% cash back on eligible spending with PowerUps.

With the premium version:
You can get up to 2% cash back on purchases related to groceries, restaurants, gas, and more!
You can also earn 0.5% cash back on all other purchases.
And extra cash back on qualifying purchases.

*Terms apply
KOHO Credit Card

How do you get KOHO card?

Do you need a credit card with great cashback options and a great platform? If so, keep reading to know how to apply for the KOHO card!

How does KOHO Credit Card work?

This credit card has the prepaid Visa version, the prepaid joint version, and the premium version. So, once you compare all the pros and cons of each one, you can choose the best one for you.

You can use a digital KOHO card to make online purchases, and if you go to stores that accept virtual cards, you can use it too. Also, you will get cashback for every purchase you make with any of the versions offered.

KOHO Credit Card benefits

What are the main benefits to this card? Source: KOHO.
What are the main benefits to this card? Source: KOHO.

Pros

  • The premium version does not charge foreign transaction fees.
  • The prepaid Visa version and the joint version do not have annual fees.
  • All versions do not charge transactions.
  • Get financial advice if you get the premium version of this credit card.

Cons

  • Only the premium version does not charge foreign transaction fees.
  • If you get one of the other versions, you will have to pay 1.5% for foreign transaction fees.
  • There is a spending limit of $3,000 a day.

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Should you get a KOHO Credit Card?

If you are looking for a credit card with great benefits and no annual fee, the joint and prepaid Visa versions of KOHO can be for you. But, if you want more benefits and don’t mind the annual fee, the premium version might fit you. Also, if you have a low score, the prepaid Visa version offers tools to track your finances.

How good does your credit score need to be?

You do not need a high credit score to get approved for one of the versions offered by this company. Also, if you have a low credit score, you can use this card to help you better manage your finances. So, if you need to build credit, you can use this card. However, you need to pay a small fee to get your payment reports sent to the credit bureaus.

How to apply for a KOHO Credit Card?

It is easy to apply for any of the versions of the KOHO card. You can do it online from wherever you want. So, if you want to know how to apply to one of the versions offered by KOHO, read our post below!

KOHO Credit Card

How do you get KOHO card?

Do you need a credit card with great cashback options and a great platform? If so, keep reading to know how to apply for the KOHO card!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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