Credit Cards (US)

Kohl’s Card full review: Exclusively monthly savings!

Do you need a card that can give you discounts at Kohl's and pay no annual fee? If so, read our Kohl’s Card review to see its pros and cons!

by Victória Lourenço

Published on 04/13/2023

Kohl’s Card: Get an anniversary gift!

Check how Kohl's credit card works. Source: The Mister Finance.
Check how Kohl’s credit card works. Source: The Mister Finance.

Are you looking for a credit card to help you get the most bang for your buck? If so, then look no further than our Kohl’s Card review. So, read on to learn more and see if this is the best card for your finances!

Kohl’s Card

How to apply for Kohl’s Card?

Looking for a card that can give your discounts and more with no annual fee? If so, you can read on to learn how to apply for Kohl’s Card!

Credit ScoreGood score. Moreover, you can check if you prequalify with no credit score harm.
APR*30.24% variable APR for purchases.
*Terms apply.
Annual FeeNo annual fee.
Fees*Late payment fee: Up to $40;
Also, returned payment fee: Up to $40.
*Terms apply.
Welcome bonus*The current offer allows you to get an extra 35% off your first Kohl’s card purchase (limited offer).
*Terms apply.
Rewards*You can get exclusive and changing discounts in monthly offers;
You’ll be able to combine your discounts with your cash rewards to get even more value;
Get free shipping for eligible purchases when you spend $600 a year with your Kohl’s card.
*Terms apply.

Also, not only do members receive special discounts and access to exclusive monthly deals, but they also receive extra savings just for shopping at Kohl’s – all thanks to their convenient points system!

Therefore, in this review, we’ll take an in-depth look into what makes the Kohl’s Card such a great value and why it could be the ideal credit card option for shoppers who want to save money! So, read on!

How does Kohl’s Card work?

With Kohl’s card, you’ll be able to get incredible discounts and rewards while using your Kohl’s card!

Moreover, you’ll even be able to combine your discounts and rewards to make the best out of your credit card!

In addition, you’ll be able to get all this card’s perks and features for no annual fee!

Kohl’s Card benefits

Choose your new outfit at Kohl's store. Source: Kohl's.
Choose your new outfit at Kohl’s store. Source: Kohl’s.

As you know, Kohl’s card can offer incredible benefits to its users. Also, you can get great discounts, rewards, and perks with not many additional fees.

Moreover, you’ll be able to prequalify and get this card’s perks for no annual fee. However, this card also has some downsides. So, read our Kohl’s Card pros and cons review list below to learn more!

Pros

  • As a new cardholder, you can save 35% on your first purchase (terms apply);
  • There is no annual fee;
  • You’ll get a special anniversary gift every year;
  • You can combine your discounts with cash rewards to make the best out of your card’s features;
  • You’ll be able to prequalify for this card with no credit score harm.

Cons

  • The variable APR can be a bit high for some people;
  • You may not be able to qualify for this card with a not-so-good credit score.

Pre-approved credit cards for low credit score available now

We analyzed your profile and found some offers that you can apply for today.

You will be redirected to another website

How good does your credit score need to be?

You may be able to qualify for this card even with a fair or good score. However, you may get higher qualifying chances if you have at least a good credit score.

Therefore, if this card has the features you’ve been looking for, you should improve your score to apply.

How to apply for Kohl’s Card?

You can easily apply for this credit card online through the official website. Moreover, you’ll be able to go through the prequalification process before the application.

Therefore, your credit score won’t get harmed during the initial process.

Kohl’s Card

How to apply for Kohl’s Card?

Looking for a card that can give your discounts and more with no annual fee? If so, you can read on to learn how to apply for Kohl’s Card!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

Trending Topics

content

How to apply for Lendio Small Business Loans?

If you are in need of a loan to help you build your business plan, you can read on to learn how to apply for Lendio Small Business Loans!

Keep Reading
content

Coinomi crypto wallet full review

This Coinomi crypto wallet review will show you how this wallet works and how you can manage over 1,770 blockchain assets via an amazing app!

Keep Reading
content

Surge® Platinum Secured Mastercard® review

Get a secured card that rewards you and helps you increase your credit score. Check out the Surge® Platinum Secured Mastercard® review.

Keep Reading

You may also like

content

Learn to apply easily for Better Mortgage

Find out how to apply online for the Better Mortgage. Here's a complete guide, requirements, and everything you need to know. Keep reading to find out more!

Keep Reading
content

Federal Pell Grant: receive up to $7,395

Get the details on what a Federal Pell Grant is! Receive payments to cover your college costs. No need to pay back! Read on!

Keep Reading
content

Citi Premier® Card application: how does it work?

Citi Premier® Card application is online. Keep reading to find out about the requirements and step-by-step!

Keep Reading