HSBC Star Alliance Credit Card full review
If you want exclusivity when traveling abroad, then check out this HSBC Star Alliance Credit Card review to learn if its comprehensive package of travel perks would suit you.
HSBC Star Alliance Credit Card: global lounge access, priority boarding, baggage benefits, and more
This HSBC Star Alliance Credit Card review gathers essential information on how this Visa card works. So, if you’re looking for a travel credit card, read on!
As can be seen on the chart below, this card features great welcome offers, including a zero annual fee in the first year.
|Credit Score||Good – Excellent|
|APR||19.99% p.a. on purchases;21.99% p.a. on cash advances|
|Annual Fee||$0 (in the first year);$450 thereafter|
|Fees||Cash Advance Fees: The higher of 3% or $4;|
Late Payment Fees: $30;
Overseas Exchange Fees: 3%
|Welcome bonus||Fast track to Star Alliance Gold Status in the first year after spending at least $4,000 on eligible purchases within 90 days of the account opening|
|Rewards||1 Star Alliance Point per dollar spent on eligible purchases, up to $3,000 (per statement period);0.5 Star Alliance Points per dollar spent on eligible purchases, then|
The rewards are uncapped, and you can redeem them for award miles or points.
Thus, keep reading to find out the details about it.
How does the HSBC Star Alliance Credit Card work?
HSBC offers a credit card full of exclusive travel benefits with global acceptance.
The Star Alliance Credit Card offers a comprehensive range of perks, including:
- Fast track to Star Alliance Gold Status in the first year when spending at least $4,000 on eligible purchases within 90 days of account opening;
- $0 annual fee in the first year;
- Uncapped Star Alliance Points to redeem for award miles or points in the Frequent Flyer Program of your choice of a participating Star Alliance member airline.
Regarding the Star Alliance Gold Status, you will get access to exclusive benefits like global lounge access at more than 1,000 lounges worldwide, priority check-in & boarding at airports, Priority Baggage Handling & Extra Baggage Allowance, and Priority Reservations Waitlist & Priority Airport Stand-by.
Remember that conditions apply, though.
Among these conditions, it is important to mention that you must spend at least $60,000 on purchases in a year.
On the other hand, you can get other types of Status depending on how much you spend in a qualification year.
Furthermore, HSBC Star Alliance Credit Card offers uncapped Star Alliance Points, as follows:
- 1 Star Alliance Point per dollar spent on eligible purchases, up to $3,000 (per statement period);
- 0.5 Star Alliance Points per dollar spent on eligible purchases, then.
Not to mention that this Visa provides complimentary insurance benefits, 0% interest for 6 months on flight bookings, 0% p.a. interest on Balance Transfers for 12 months, up to 55 days of free interest, and more.
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HSBC Star Alliance Credit Card benefits
Although this card comes with fees, as shown on this HSBC Star Alliance Credit Card review, the benefits may outweigh the costs.
In essence, this Visa is suitable for travelers who look for a flexible redemption program and exclusivity when traveling.
- It offers uncapped Star Alliance Points with flexible redemption;
- It allows you to access a Star Alliance Gold Status (conditions apply);
- It doesn’t charge an annual fee in the first year;
- It gathers valuable travel perks, including priority at airports and baggage benefits;
- It provides insurance, intro p.a. interest, and up to 55 days of free interest.
- It charges quite high fees.
How good does your credit score need to be?
Certainly, a card like this one requires good creditworthiness. Also, other requirements apply, as will be shown on the following article.
How to apply for an HSBC Star Alliance Credit Card?
If you are a frequent traveler, learn how to apply for an HSBC Star Alliance Credit Card to earn uncapped points on purchases and use them to fly abroad.
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