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HSBC Star Alliance Credit Card full review

If you want exclusivity when traveling abroad, then check out this HSBC Star Alliance Credit Card review to learn if its comprehensive package of travel perks would suit you.

HSBC Star Alliance Credit Card: global lounge access, priority boarding, baggage benefits, and more

Keep reading to see this card's benefits. Source: The Mister Finance.
Keep reading to see this card’s benefits. Source: The Mister Finance.

This HSBC Star Alliance Credit Card review gathers essential information on how this Visa card works. So, if you’re looking for a travel credit card, read on!

HSBC Star Alliance Credit Card

How to apply for the HSBC Star Alliance Card

Learn how to apply for an HSBC Star Alliance Credit Card and earn a complete range of travel benefits at a $0 annual fee in the first year!

As can be seen on the chart below, this card features great welcome offers, including a zero annual fee in the first year.

Credit ScoreGood – Excellent 
APR19.99% p.a. on purchases;21.99% p.a. on cash advances
Annual Fee$0 (in the first year);$450 thereafter
FeesCash Advance Fees: The higher of 3% or $4;
Late Payment Fees: $30;
Overseas Exchange Fees: 3%
Welcome bonusFast track to Star Alliance Gold Status in the first year after spending at least $4,000 on eligible purchases within 90 days of the account opening
Rewards1 Star Alliance Point per dollar spent on eligible purchases, up to $3,000 (per statement period);0.5 Star Alliance Points per dollar spent on eligible purchases, then

The rewards are uncapped, and you can redeem them for award miles or points. 

Thus, keep reading to find out the details about it.

How does the HSBC Star Alliance Credit Card work?

HSBC offers a credit card full of exclusive travel benefits with global acceptance. 

The Star Alliance Credit Card offers a comprehensive range of perks, including:

  • Fast track to Star Alliance Gold Status in the first year when spending at least $4,000 on eligible purchases within 90 days of account opening;
  • $0 annual fee in the first year;
  • Uncapped Star Alliance Points to redeem for award miles or points in the Frequent Flyer Program of your choice of a participating Star Alliance member airline.

Regarding the Star Alliance Gold Status, you will get access to exclusive benefits like global lounge access at more than 1,000 lounges worldwide, priority check-in & boarding at airports, Priority Baggage Handling & Extra Baggage Allowance, and Priority Reservations Waitlist & Priority Airport Stand-by.

Remember that conditions apply, though.

Among these conditions, it is important to mention that you must spend at least $60,000 on purchases in a year.

On the other hand, you can get other types of Status depending on how much you spend in a qualification year.

Furthermore, HSBC Star Alliance Credit Card offers uncapped Star Alliance Points, as follows:

  • 1 Star Alliance Point per dollar spent on eligible purchases, up to $3,000 (per statement period);
  • 0.5 Star Alliance Points per dollar spent on eligible purchases, then.

Not to mention that this Visa provides complimentary insurance benefits, 0% interest for 6 months on flight bookings, 0% p.a. interest on Balance Transfers for 12 months, up to 55 days of free interest, and more.

HSBC Star Alliance Credit Card benefits

Enjoy travel benefits with this Visa credit card. Source: The Mister Finance.
Enjoy travel benefits with this Visa credit card. Source: The Mister Finance.

Although this card comes with fees, as shown on this HSBC Star Alliance Credit Card review, the benefits may outweigh the costs.

In essence, this Visa is suitable for travelers who look for a flexible redemption program and exclusivity when traveling.  

Pros

  • It offers uncapped Star Alliance Points with flexible redemption;
  • It allows you to access a Star Alliance Gold Status (conditions apply);
  • It doesn’t charge an annual fee in the first year;
  • It gathers valuable travel perks, including priority at airports and baggage benefits;
  • It provides insurance, intro p.a. interest, and up to 55 days of free interest.

Cons

  • It charges quite high fees.

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How good does your credit score need to be?

Certainly, a card like this one requires good creditworthiness. Also, other requirements apply, as will be shown on the following article.

How to apply for an HSBC Star Alliance Credit Card?

If you are a frequent traveler, learn how to apply for an HSBC Star Alliance Credit Card to earn uncapped points on purchases and use them to fly abroad.

HSBC Star Alliance Credit Card

How to apply for the HSBC Star Alliance Card

Learn how to apply for an HSBC Star Alliance Credit Card and earn a complete range of travel benefits at a $0 annual fee in the first year!

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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