Loans (US)

How to apply for Oportun Personal Loans?

Oportun Personal Loans are suitable for those with limited credit who need fast funds to accomplish goals. Check out how to prequalify and apply.


by Aline Augusto

Published on 05/31/2022

Applying for Oportun Personal Loans: fast funding and easy application

Find out how the application process to get an Oportun personal loan works! Source: Oportun.
Find out how the application process to get an Oportun personal loan works! Source: Oportun.

Oportun Personal Loans are offered by a company that offers many credit options for those who need a hand to achieve a goal or to cover unexpected expenses.

Besides the loans, Oportun provides tools, educational resources, credit cards, and savings & investments options.

Also, if you have limited credit history and need fast funds for any personal reason, an Oportun loan might be an excellent deal for you.

The amounts vary from $300 to $10,000, and you can use it for car repairs, home improvements, vacations, medical bills, unexpected expenses, and rental deposits.

There is no prepayment fee. And origination and late fees are associated with the APR, amount, terms, conditions, and State in question. 

So, check out the policy before applying.

Furthermore, Oportun offers a prequalification option with no impact on credit and the possibility to add a co-signer if you want to. 

Now, learn how to get the funds you need.



Oportun Personal Loans

quick process no prepayment

Easy, fast, and affordable loans!

See an ad to be redirected to another website


Apply online

Learn how to apply for the Oportun Personal Loans. Source: Pexels.
Learn how to apply for the Oportun Personal Loans. Source: Pexels.

Access the official website and select the Loans tab. Then, click on Apply Now. 

After that, fill in the prequalification with your personal information, including proof of income and references.

After getting approved, you may receive your funds on the same day.

Apply using the app

Unfortunately, there is no app available. 

Oportun Personal Loans vs. DCU Personal Loans

Oportun offers loans with an easy and fast application process. The loans are suitable for those with a limited credit history, as well as those who want to add a co-signer.

However, if you want another great alternative, take a look at DCU Personal Loans.

Oportun Personal LoansDCU Personal Loans
APRLess than 35.99%Up to 10.00% (it depends on the option you choose)
Loan PurposePersonal (for repairs, bill payments, vacations, and more)Personal (credit building, debt consolidation, home improvements, emergencies cover, and more)
Loan AmountsFrom $300 to $10,000Up to $25,000
Credit NeededAll credit are consideredGood (recommended);
For quick and rebuild credit loans all credit types are considered
TermsIt variesUp to 60 months
Origination FeeIt varies according to the State, terms, amount, and interest rateNone
Late FeeNot disclosedNot disclosed
Early Payoff Penalty$0None

Check out how to apply for a DCU Personal Loan!

DCU Personal Loans logo

How to apply for DCU Personal Loans?

Learn how to apply for DCU Personal Loans and enjoy its affordability and flexibility.

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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