How to apply for Oportun Personal Loans?
Oportun Personal Loans are suitable for those with limited credit who need fast funds to accomplish goals. Check out how to prequalify and apply.
Applying for Oportun Personal Loans: fast funding and easy application
Oportun Personal Loans are offered by a company that offers many credit options for those who need a hand to achieve a goal or to cover unexpected expenses.
Besides the loans, Oportun provides tools, educational resources, credit cards, and savings & investments options.
Also, if you have limited credit history and need fast funds for any personal reason, an Oportun loan might be an excellent deal for you.
The amounts vary from $300 to $10,000, and you can use it for car repairs, home improvements, vacations, medical bills, unexpected expenses, and rental deposits.
There is no prepayment fee. And origination and late fees are associated with the APR, amount, terms, conditions, and State in question.
So, check out the policy before applying.
Furthermore, Oportun offers a prequalification option with no impact on credit and the possibility to add a co-signer if you want to.
Now, learn how to get the funds you need.
Access the official website and select the Loans tab. Then, click on Apply Now.
After that, fill in the prequalification with your personal information, including proof of income and references.
After getting approved, you may receive your funds on the same day.
You will be redirected to another website
Apply using the app
Unfortunately, there is no app available.
Oportun Personal Loans vs. DCU Personal Loans
Oportun offers loans with an easy and fast application process. The loans are suitable for those with a limited credit history, as well as those who want to add a co-signer.
However, if you want another great alternative, take a look at DCU Personal Loans.
|Oportun Personal Loans||DCU Personal Loans|
|APR||Less than 35.99%||Up to 10.00% (it depends on the option you choose)|
|Loan Purpose||Personal (for repairs, bill payments, vacations, and more)||Personal (credit building, debt consolidation, home improvements, emergencies cover, and more)|
|Loan Amounts||From $300 to $10,000||Up to $25,000|
|Credit Needed||All credit are considered||Good (recommended);|
For quick and rebuild credit loans all credit types are considered
|Terms||It varies||Up to 60 months|
|Origination Fee||It varies according to the State, terms, amount, and interest rate||None|
|Late Fee||Not disclosed||Not disclosed|
|Early Payoff Penalty||$0||None|
Check out how to apply for a DCU Personal Loan!
About the author / Aline Augusto
Reviewed by / Aline Barbosa
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