The One Finance account is a great option for those looking for an online bank account, because it offers high APY if compared to other banks and no monthly fees or minimums.

The One Finance hybrid account is a great way for managing your personal finances in one place. Plus, it’s quick, easy, and safe to apply online with One Finance!

So, if you are looking for agility and convenience, the One Finance hybrid account delivers it. As a free online checking and saving accounts at the same place, you can manage your money right in your hand through your cellphone.

Even though it offers a credit line, note that it charges a 12% APR on it.

However, if you think it fits your needs, check out the application process detailed below. This post will explain how to open your own One Finance account in just a few steps!

Access the One website at https://www.onefinance.com/ and click on Get Started.

Then, enter your email address and create a password. 

After that, fill in the form with your personal information such as full name, Social Security Number, home address in the US.

Finally, after approval, you will receive a virtual card right away. And then a debit card within 14 business days.

After the account opening, you can add up your virtual card to a digital wallet.

On one side, we have the One Finance Hybrid Account that blends two types of accounts at the same place: checking and saving, with no fees and a high APY.

On the other side, we have the Buy On Trust credit account with a different purpose: a lease-to-own program that allows you to lease up to $5,000 in products at Best Buy. So, check out how to apply for the Buy On Trust Account below and choose the best option for your financial needs!