How to apply for the NOW Finance Personal Loans?

Do you need a loan to renovate your home or consolidate debt? Read on to learn how to apply for the NOW Finance Personal Loans!

by Victória Lourenço

12/21/2022 | Updated on 01/06/2023

NOW Finance Personal Loans application: Find the best loan for your needs!

If you live in Australia and need to apply for a loan, this post will tell you how to do it. Source: The Mister Finance.
If you live in Australia and need to apply for a loan, this post will tell you how to do it. Source: The Mister Finance.

Are you an Australian looking for a loan that meets your needs? If so, perhaps you’re after a secured or unsecured amount. So, we can help you learn how to apply for NOW Finance Personal Loans!


personal loans

NOW Finance

no monthly fee long terms

You can get secured or unsecured loans with long terms and excellent rates.

You will be redirected to another website

You may need a loan to get out of financial trouble or make some home renovations.

So, whatever the case may be, with NOW Finance Personal Loans, now’s the time to find the best solution for you!

NOW Finance makes it easy for everyone, from first-time borrowers to experienced lenders access flexible financing.

In addition, we know there is no “one size fits all” approach regarding loans. So, you’ll be able to find personalized loan rates that meet your financial needs!

Check out our post to learn how to apply for NOW Finance Personal Loans and find a unique loan!

Online Application Process


Before you start the application process to get a loan through this lender, you need to see the requirement. Check out some of them below:

  • Be an Australian citizen or permanent resident;
  • Be employed;
  • Not be on probation;
  • Have no prior bankruptcy files;
  • Have a valid ID, a current Australian passport, or an Australian driver’s license.

Also, these are just some of the eligibility requirements to get a loan. In addition, you’ll need to check the official website to see it all.

To complete your application to get this loan, you’ll need to provide your personal information online and wait for a quick response.

Application Process using the app

You’ll only be able to apply for a loan through this lender on their official website online. So, read our tips below to find out!

NOW Finance Personal Loans vs. Wallet Wizard Loans

If this lender is not what you need now, we can help with a different option. So, you can try applying for a loan through Wallet Wizard Loans!

You can check out our comparison table below to learn more and decide. So, read on!

NOW Finance Personal LoansWallet Wizard Loans
P.A.*Unsecured loans from $5,000 to 50,000: 6.75% to 17.95% variable p.a.;

Secured loans from $15,000 to $100,000: 16.95% to 6.50% variable p.a.;

The fee varies depending on the loan amount and your creditworthiness.

*Terms apply.
47.8% variable.
Loan PurposeDebt consolidation, travel, weddings, student, funerals, and other personal purposes.Lines of credit, emergencies, car purchases, and others.
Loan Amounts*From $5,000 to $50,000 for unsecured loans;

From $15,000 to $100,000 for secured loans.

Terms apply.
$500 to $8,000.
Credit NeededAverage to excellent.Not disclosed.
Terms*Weekly and fortnightly payments: From 1.5 years to 7 years.

*Terms apply.
Weekly repayments: From $21.60 to $111.58 per week;

Fortnightly repayments: From $43.32 to $ 223.67 per fortnight;

Monthly repayments: From $94.54 to 487.17 per month.

*Terms apply.
FeesNo fees to get your loan, no monthly fees, and no establishment fees.No upfront fees or monthly fees.
Only pay for the interest on the unpaid loan balance.
Late FeeThere can be late fees if you miss any loan repayments.If you do not contact Wallet Wizard by the terms of your Direct Debit Request, you will incur a Direct Debit Reversal Price of $10.

However, if you contact them, they may waive the fee.
Early Payoff PenaltyNone.None.

You can learn everything about Wallet Wizard application process by reading the content below.

Wallet Wizard Loans

How to apply for Wallet Wizard Loans?

Learn how you can easily apply for Wallet Wizard Loans with our handful step-by-step guide!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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