How to apply for the Nedbank Gold Credit Card?

Learn how to apply for the new Nedbank Gold Credit Card to earn more, spend less, and build a solid financial structure.

by Aline Augusto

Published on 02/12/2023

Apply for a Nedbank Gold Credit Card: affordable credit solution with many benefits for travelers and shoppers

Apply online in a couple of minutes for your new credit card. Source: The Mister Finance.
Apply online in a couple of minutes for your new credit card. Source: The Mister Finance.

If you are looking for an affordable credit solution, you should apply for the new Nedbank Gold Credit Card.

Compared to other similar cards in South Africa, this one gathers many benefits at a very low cost.


Credit Card

Nedbank Gold Credit Card

discounts low monthly fee

The Nedbank Gold s one of the most affordable credit solutions in South Africa.

You will be redirected to another website

Among its advantages, you may find it useful to discover that you can enjoy the following:

  • Competitive and personalized rates;
  • Cheap fees;
  • Up to 55 days of free interest and no charges on swipes;
  • Greenbacks rewards on eligible purchases;
  • Discounts on Nu Metro movie tickets;
  • Restaurant deals and travel discounts;
  • The possibility to win R20 000 worth of fuel when swiping at bp;
  • Optional credit life cover and top-up travel insurance;
  • Wide list of card security features.

Then, if you earn at least R5 000 per month and have a healthy credit score, you may be able to apply for this credit card. Learn the details below!

Online Application Process

Check the eligibility requirements to get your Nedbank Gold credit card. Source: Canva.
Check the eligibility requirements to get your Nedbank Gold credit card. Source: Canva.

You can apply for this new Nedbank Gold Credit Card in many ways. One of the channels is through the official Nedbank website, in which you must fill out the forms with your identification, including your SA ID number.

Additionally, you need to provide the past three months of payslips or stamped bank statements. 

Application Process using the telephone

Also, you can apply over the phone.

Then, all you must do is call 0860 555 111.

But you can find a branch, as well, or apply online as described above.

Nedbank Gold Credit Card vs. Capitec Credit Card

However, if you want to compare similar cards before making up your mind, the Capitec Credit Card review is worth reading.

Nedbank Gold Credit CardCapitec Credit Card
RequirementsMonthly income of at least R5 000;
A valid South African ID or valid passport/work permit;
Be at least 18 years old;
Healthy credit score;
Latest payslip or bank statements (three months) 
Monthly income of at least R5 000 (R10 000 for self-employed);
A valid South African ID;
Be at least 18 years old;
Latest salary slip and bank statements (three months) 
Initiation FeeR180.00 (once-off)R100.00
Monthly FeeR40.00R45.00
FeesCash withdrawals: Nedbank ATM – R2,50 per R100 or part thereof;
Balance enquiries: POS (at till point) – R2;
Statements: over-the-counter (branch) – R40;
Statements: online banking and mini-statement at Nedbank ATM – Free;
International currency conversion fee: 2%
and others.
Cash withdrawals: Capitec ATM – R8.00 per R1000 / Other ATM – R10.00 per R1000 / Overseas ATM – R70.00 / Overseas card machine – R9.00;
Online statement: Free;
Statement (ATM): R3.75 / Branch – R15.00;
Balance enquiries (app/internet): Free
Currency conversion fees: Free
and others.
RewardsGreenbacks on eligible purchases1.5% cash back on monthly spending (1% cash back when you spend plus 0.5% when you reach monthly banking goals)

Now, learn how to apply for a Capitec Credit Card within minutes.

Capitec Credit Card

How to apply for the Capitec Credit Card?

Learn how to apply for a Capitec Credit Card and enjoy earning up to 1.5% cash back on your monthly spending, along with many other benefits!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

Trending Topics


Absa Flexi Core Credit Card full review

Check out the Absa Flexi Core Credit Card review and learn how to earn up to 30% real cash back on purchases at reasonable costs.

Keep Reading

Isivande Women’s Fund full review

Find out more about women's economic empowerment acceleration through government investments by reading this Isivande Women's Fund review.

Keep Reading

Discovery Bank Gold Card review: Earn cash back!

If you need a credit card to help you save on your everyday purchases, read our Discovery Bank Gold Card review to learn more!

Keep Reading

You may also like


Elon Musk announces Twitter bid on hold

A few weeks after Elon Musk made a $44 billion bid to buy Twitter, the billionaire CEO of Tesla and SpaceX has announced that he is putting the deal on hold. Keep reading to learn more.

Keep Reading

Discover Student Loan review: how does it work and is it good?

How about a student loan that gives you discount rewards for good grades and flexible repayment options? Check out this Discover Student Loan review.

Keep Reading

Application for the Luxury Black card: how does it work?

The Luxury Black credit card will give you many benefits to enjoy your trips like a VIP. So, please read this article to learn the steps to apply for it and get your Black metal card.

Keep Reading