SA

How to apply for a Money Credit Card?

Learn how to apply for a Money Credit Card and start earning up to 3% back on your favorite purchases, whether online or in-store.

by Aline Augusto

Published on 02/05/2023

Apply for a Money Credit Card: prequalify in a few seconds

Apply for this credit card to earn cash back rewards. Source: The Mister Finance.
Apply for this credit card to earn cash back rewards. Source: The Mister Finance.

It is easy and quick to apply for a Money Credit Card. And you can check if you can proceed with an application in a few seconds.

card

Credit Card

Money Credit Card

cash back Mastercard

Earn more rewards on your purchases while you pay less for its services!

You will be redirected to another website

But before proceeding, check out all you can get by using this card:

  • Up to 3% back on eligible purchases at Makro, Game, Cambridge Food, and Builders, plus 1% back on everything else;
  • A cheap monthly fee;
  • Global acceptance;
  • Up to 55 days of free interest;
  • An easy-to-use mobile app.

To sum up, you can earn more and pay less without worrying about high bank fees.

So, now, learn how to apply for a Money Credit Card!

Online Application Process

Get 2% cash back in your in-store purchases at Makro. Source: Canva.
Get 2% cash back in your in-store purchases at Makro. Source: Canva.

Firstly, fill out the prequalification form available on the official website.  You must provide your personal information, including your SA ID number and gross monthly salary.

Furthermore, it is crucial to know that you must be employed to apply for it.

Other requirements apply, such as:

  • A monthly income of at least R 3000;
  • Be at least 18 years old;
  • Have a bank account;
  • Proof of income.

After prequalifying, you can proceed with the regular application.

Application Process using the app 

The Money Credit offers an easy-to-use mobile app.

So, after qualifying as mentioned above, download the app on the App Store or Google Play.

Money Credit Card vs. Platinum Credit Card

On the other hand, if you want an alternative that gathers a superior package of features, you can check out the comparison below to discover more about the Platinum Credit Card.

Money Credit CardPlatinum Credit Card
RequirementsMonthly income of at least R 3000 (be employed);
Be at least 18 years old;
Have a bank account;
A valid South African ID or Drivers License;
Proof of income 		Monthly income of at least R58 000;
At least 18 years old;
A valid South African ID book or passport if not a SA citizen;
Proof of residence, recent payslip, and three months of bank statements
Initiation FeeR100.88 (once-off where applicable)R180.00
Monthly FeeR56.49 R103.00
FeesATM balance: R15.10/ enquiry;Overseas ATM balance: R5.20/ enquiry;
ATM cash withdrawal: R7.00 for the first R100 and R2.00 / R100 thereafter;
Overseas ATM balance: R36.00 for the first R100 and R2.00 / R100 thereafter;
In-branch withdrawal and Overseas in-branch withdrawal: R36.00 for the first R100 and R2.00 / R100 thereafter;
Cash deposit: R2.00 / R100 deposited;
Statement copy fee: R5.00 where applicable;
Overlimit fee: R200;
Late payment fee: R100		Initiation fee: R180.00;
Additional card: R25.00;
Cash withdrawal: Branch – R80 + R2.50 per R100 or part thereof / ATM – R2.20 per R100 or part thereof;
ATM balance enquiry – no slip: Free / with slip – R1.80;
Branch balance enquiry: R15;
Other banks ATM balance enquiry: R10;
International transaction fee: 2,50%
and others.
Rewards3% back on online spending at Makro, Game, and Builders;2% back in-store (at Makro, Game, Cambridge Food, and Builders);1% back on everything elseUp to 5% cash back when booking on Booking.com;
Exclusive discounts;12 visits per year to Bidvest lounges, 12 visits a year to the Library lounge at OR Tambo International Airport (Domestic Departures)

Then, if you are interested in getting a superior tier option, learn how to apply for a Platinum Credit Card!

Platinum Credit Card

How to apply for the Platinum Credit Card?

Learn how to apply for a Platinum Credit Card and start enjoying the wide scope of premium benefits, including rewards and travel insurance.

Keep Reading
About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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