Account (US)
How to apply for the Marcus Savings account?
Marcus Savings account by Goldman Sachs Bank USA offers the best interest rate on the market. Check out how to apply for it and start to increase your money!
Marcus Savings account application
Marcus Savings account offers the best APY compared to the average interest rate on the market. And there are no monthly fees or minimum balance required when you open the account.
Also, it features an excellent and easy-to-use mobile app and excellent customer support so that you won’t feel unattended.
But you should know that it doesn’t work as a traditional bank account, as it doesn’t offer a checking option, and it doesn’t give you debit or credit cards.
However, you can access your money through online withdrawal or ACH phone or wire transfer to another bank account.
If you are searching for a savings account that delivers what promises, check out how to apply for one at Marcus!
Apply online
Access the Marcus by Goldman Sachs® website and click on Open an Account if you don’t have one yet.
Then, fill in the information required as personal and contact info.
After that, submit it and wait for the approval.
Note that you don’t need a minimum balance to open it. However, you should know that it automatically closes if you don’t fund it within 60 days.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Apply using the app
After getting approved, download the mobile app to access your money and the customer service.
You also can access support by phone: 1-855-730-7283.
Marcus Savings account vs. Aspiration Plus account
Marcus account is an excellent option if you want to earn a higher APY on your savings. But, if you want more features and perks, check out the Aspiration Plus account.
Although it requires a minimum balance, it also gives a great interest rate and offers cashback and more.
Find out more about this on the comparison table right below!
Marcus Savings | Aspiration Plus account | |
APY | 0.50% | 0.25% on the first $10,000 |
Minimum balance | $0 | $10 |
Intro bonus | None | None |
Monthly fee | $0 | $0 monthly fee if you pay annually |
How to apply for an Aspiration Plus account?
Earn up to 5% APY on savings and rewards with an Aspiration Plus account! Learn how to open an account.
About the author / Aline Augusto
Reviewed by / Aline Barbosa
Senior Editor
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