Marcus Savings account offers the best APY compared to the average interest rate on the market. And there are no monthly fees or minimum balance required when you open the account.

Also, it features an excellent and easy-to-use mobile app and excellent customer support so that you won’t feel unattended.

But you should know that it doesn’t work as a traditional bank account, as it doesn’t offer a checking option, and it doesn’t give you debit or credit cards.

However, you can access your money through online withdrawal or ACH phone or wire transfer to another bank account.

If you are searching for a savings account that delivers what promises, check out how to apply for one at Marcus!

Access the Marcus by Goldman Sachs® website and click on Open an Account if you don’t have one yet.

Then, fill in the information required as personal and contact info.

After that, submit it and wait for the approval.

Note that you don’t need a minimum balance to open it. However, you should know that it automatically closes if you don’t fund it within 60 days.

After getting approved, download the mobile app to access your money and the customer service.

You also can access support by phone: 1-855-730-7283.

Marcus account is an excellent option if you want to earn a higher APY on your savings. But, if you want more features and perks, check out the Aspiration Plus account.

Although it requires a minimum balance, it also gives a great interest rate and offers cashback and more.

Find out more about this on the comparison table right below!