Credit Cards (US)

How to apply for the BankAmericard® Credit Card?

Now, learn how simple it is to apply for the BankAmericard® Credit Card. Then, start enjoying a 0% introductory APR period for both purchases and balance transfers.

by Aline Augusto

Published on 04/07/2023

Apply for a BankAmericard® Credit Card: 0% introductory APR period for purchases and balance transfers

The 0% intro APR will help you save money. Source: The Mister Finance.
The 0% intro APR will help you save money. Source: The Mister Finance.

Fortunately, it is easy and fast to apply for a BankAmericard® Credit Card. Unfortunately, there is no prequalification. 

So, make sure this card suits your needs and objectives before moving forward with an application.

card

Credit Card

BankAmericard® Credit Car

intro APR no annual fee

A good choice for those who need to establish good financial habits

You will be redirected to another website

Thus, check out the main benefits before applying, as follows:

  • Get 0% introductory APR for the first 21 billing cycles for purchases;
  • Get 0% introductory APR for balance transfers made within the first 60 days of the account opening;
  • Pay no annual fee or penalty APR;
  • Access your FICO® Score monthly for free via Online or Mobile Banking;
  • Enjoy a $0 Liability Guarantee.

Of course, terms and conditions apply. But you can access the Terms & Conditions Brochure previously before deciding to apply for a BankAmericard® Credit Card.

Online Application Process

Apply from the comfort of your house with this online application guide. Source: Canva.
Apply from the comfort of your house with this online application guide. Source: Canva.

Bank of America lets you apply for its cards through the official website. You can also do it by calling 800.932.2775. Then, use the priority code BAAFZ9.

Additionally, you can schedule an appointment to connect to a card specialist.

So, if you decide to go for an application using the Bank of America website, you will be redirected to an online form in which you need to provide your personal and financial information.

The application takes a few minutes to be completed.

Finally, you will get a response in as little as 30 seconds.

Application Process using the app

After applying using the official website or another channel, download the Bank of America mobile app to manage your account and card, and access your credit score.

BankAmericard® Credit Card vs. BankAmericard® Credit Card for Students 

Suppose you are a student looking to build a credit history, then there is a great Bank of America card suggestion for you. Meet the BankAmericard® Credit Card for Students!

BankAmericard® Credit Card BankAmericard® Credit Card for Students 
Credit ScoreNot disclosedAll considered
APRFrom 15.49% to 25.49% (variable) – purchases and balance transfers;
From 18.49% to 28.49% (variable) – cash advances 		From 15.49% to 25.49% (variable) – balance transfers;
From 18.49% to 28.49% – cash advances
Annual Fee$0$0
FeesBalance Transfer Fee: 3% of each transaction;
Cash Advance Fee: from 3% to 5% of each transaction;
Foreign Transaction Fee: 3% of each transaction;
Late Payment: up to $40		Balance Transfer Fee: 3% of each transaction;
Cash Advance Fee: from 3% to 5% of each transaction;
Foreign Transaction Fee: 3% of each transaction;
Late Payment: up to $40
Welcome bonusNone None 
RewardsNoneNone

So, if you are a student, learn how to apply for a BankAmericard® Credit Card for Students.

BankAmericard® Credit Card for Students

How to apply BankAmericard® for Students?

See how to apply for a BankAmericard® Credit Card for Students and enjoy an introductory period of 0% APR on purchases and balance transfers.

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About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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