Credit Cards (US)
How to apply for the BankAmericard® Credit Card?
Now, learn how simple it is to apply for the BankAmericard® Credit Card. Then, start enjoying a 0% introductory APR period for both purchases and balance transfers.
Apply for a BankAmericard® Credit Card: 0% introductory APR period for purchases and balance transfers
Fortunately, it is easy and fast to apply for a BankAmericard® Credit Card. Unfortunately, there is no prequalification.
So, make sure this card suits your needs and objectives before moving forward with an application.
Thus, check out the main benefits before applying, as follows:
- Get 0% introductory APR for the first 21 billing cycles for purchases;
- Get 0% introductory APR for balance transfers made within the first 60 days of the account opening;
- Pay no annual fee or penalty APR;
- Access your FICO® Score monthly for free via Online or Mobile Banking;
- Enjoy a $0 Liability Guarantee.
Of course, terms and conditions apply. But you can access the Terms & Conditions Brochure previously before deciding to apply for a BankAmericard® Credit Card.
Online Application Process
Bank of America lets you apply for its cards through the official website. You can also do it by calling 800.932.2775. Then, use the priority code BAAFZ9.
Additionally, you can schedule an appointment to connect to a card specialist.
So, if you decide to go for an application using the Bank of America website, you will be redirected to an online form in which you need to provide your personal and financial information.
The application takes a few minutes to be completed.
Finally, you will get a response in as little as 30 seconds.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Application Process using the app
After applying using the official website or another channel, download the Bank of America mobile app to manage your account and card, and access your credit score.
BankAmericard® Credit Card vs. BankAmericard® Credit Card for Students
Suppose you are a student looking to build a credit history, then there is a great Bank of America card suggestion for you. Meet the BankAmericard® Credit Card for Students!
BankAmericard® Credit Card | BankAmericard® Credit Card for Students | |
Credit Score | Not disclosed | All considered |
APR | From 15.49% to 25.49% (variable) – purchases and balance transfers; From 18.49% to 28.49% (variable) – cash advances | From 15.49% to 25.49% (variable) – balance transfers; From 18.49% to 28.49% – cash advances |
Annual Fee | $0 | $0 |
Fees | Balance Transfer Fee: 3% of each transaction; Cash Advance Fee: from 3% to 5% of each transaction; Foreign Transaction Fee: 3% of each transaction; Late Payment: up to $40 | Balance Transfer Fee: 3% of each transaction; Cash Advance Fee: from 3% to 5% of each transaction; Foreign Transaction Fee: 3% of each transaction; Late Payment: up to $40 |
Welcome bonus | None | None |
Rewards | None | None |
So, if you are a student, learn how to apply for a BankAmericard® Credit Card for Students.
How to apply BankAmericard® for Students?
See how to apply for a BankAmericard® Credit Card for Students and enjoy an introductory period of 0% APR on purchases and balance transfers.
Aline Augusto
Aline Barbosa
Senior Editor
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