Reviews

Credit Sesame Credit Score & Monitoring full review

Understanding your credit score is a fundamental and significant part of financial education. Check out the Credit Sesame review and how this tool can help you with that.

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by Aline Augusto

Published on 02/15/2022

Credit Sesame: free credit score, free credit report card, and free credit monitoring alerts!

See what are the benefits of this Credit Score and Monitoring platform. Source: Credit Sesame.
See what are the benefits of this Credit Score and Monitoring platform. Source: Credit Sesame.

Check out the Credit Sesame review and how this tool can help you!

Not all companies really offer free tools for credit monitoring. Most of them actually give a free-trial period, and suddenly you are paying for their services because you forgot to cancel the signature.

It is not the case with Credit Sesame. This online platform offers free access to your TransUnion credit report and credit score.

So, you get monthly updates and reports from your TransUnion credit score, Daily monitoring and alerts, identity theft insurance, and more.

Check out the summary below.

Credit ToolsCredit Score checking, Report, Monitor, alerts, debt, assets, online platform, mobile app, graphs
Security & ProtectionIdentity Theft Insurance for free
Identity Theft Insurance Limit$50,000
30-day Trial AvailableIt is free since day 1
Free Report OfferedTransUnion
Monthly Price$0
Mobile AppYes
Celular com aplicativo Sesame, cartão Sesame e montanhas com credit score

How to join Credit Sesame?

Monitor your credit score through Credit Sesame! Check out how to join it online.

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How do the Credit Sesame Credit Score & Monitoring work?

Credit Sesame is an online platform that lets you check and monitor your credit score. You must be wondering why this is important for you and why you should consider this a tool to enhance your finances.

Well, if you understand how it works, you can make better financial decisions to increase your credit and get better deals with banks and other financial institutions.

The platform features a dashboard where you can get a complete overview of your credit score, including information like credit history, total balance, interest rates, and monthly payments from your debts. 

In a tab called “My Finances”, you can submit all your credit cards and bank accounts information. 

In order to allow you to check, monitor, and report your credit score, Credit Sesame uses TransUnion, one of the largest credit reporting bureaus.

Also, Credit Sesame allows you to set up alerts for you to know when your credit score changes. So, you can always be aware and protected against identity theft or fraud.

In addition, you get $50,000 as Identity Theft Insurance.

You can set your goals on the dashboard and follow your credit score and financial situation to make wise decisions with all those features.

Credit Sesame Credit Score & Monitoring benefits: is it legit and accurate?

Keep reading our Credit Sesame review. Source: Canva.
Keep reading our Credit Sesame review. Source: Canva.

It is legit, but you need to know that it uses one major credit bureau to check information. On the other hand, you can get a complete dashboard with all the essential financial information to make decisions.

And it is free, unlike other credit companies that monitor credit scores.

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Pros

  • It provides an excellent dashboard where you can link your financial information;
  • It allows you to check, monitor, and set up alerts for your credit score changes;
  • Plus, it offers premium products if you want to pay for them;
  • It is free when you sign up for the basic features;
  • It provides $50,000 as Identity Theft Insurance.

Cons

  • Some great features are paid.

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Is Credit Sesame really free?

All the basic information is free. The dashboard allows you to access premium products, but they must be paid for.

How to join Credit Sesame?

If you want to join Credit Sesame to enjoy all its free services, check out our next post!

Celular com aplicativo Sesame, cartão Sesame e montanhas com credit score

How to join Credit Sesame?

Monitor your credit score through Credit Sesame! Check out how to join it online.

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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