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How to apply for the American Express® Gold Credit Card?

If you need a card with travel perks and insurance plus rewards? Read on to apply for the American Express® Gold Credit Card!

American Express® Gold Credit Card application: Travel insurance and lounge access!

Learn how to apply for a premium travel credit card. Source: The Mister Finance.
Learn how to apply for a premium travel credit card. Source: The Mister Finance.

Are you a South African looking for an excellent card with amazing travel perks and rewards? You can learn how to apply for the American Express® Gold Credit Card if you keep reading this article!

card

Credit Card

American Express® Gold

travel perks welcome bonus

A credit card with travel perks and lifestyle vouchers!

You will be redirected to another website

Also, this card boosts lifestyle vouchers, travel insurance, reward points, and more!

Moreover, this card can be one of the best on offer in terms of convenience. So, it’s perfect for frequent travelers and those who treat themselves now and then!

Therefore, keep reading our post to learn more about this card and see how you can apply for the American Express® Gold Credit Card!

Online Application Process

American Express has an online application process. Source: Canva.
American Express has an online application process. Source: Canva.

You can apply online for the American Express® Gold Credit Card through the official application form on the website. Also, you’ll only need to provide the personal information required and complete the application.

However, you need to have a healthy credit score, earn at least R17,000 per month before tax, and meet other requirements to qualify!

Application Process using the app

You can use the American Express mobile app to manage all your credit card features and get the customer service you need through the phone.

However, you can only apply for this card online through the official website! So, read the topic above to learn more about the online application!

American Express® Gold Credit Card vs. Discovery Bank Gold Card

Are you not so sure about this Amex card? If so, you can get the Discovery Bank Gold Card! Moreover, with this card, you can get incredible cashback for HealthyFood purchases and more!

Therefore, read the comparison table below to learn more!

American Express® Gold Credit CardDiscovery Bank Gold Card
Requirements*You’ll need to have an income of at least R17,000 per month (before tax) and have a very healthy credit score. Plus other requirements.
*Terms apply.
You’ll need to provide your personal information to create a Discovery Bank Gold Card account, and there could be a credit check during the application.
*Terms apply.
Initiation Fee*R180.

Rates & Fees
N/A.
Monthly Fee*R75 per month for the primary card and no monthly fee for the additional card.
Rates & Fees
You’ll need to pay an R90 monthly fee
*Terms apply.
Fees*Credit facility service fee: R21 per month;
Linkage fee: R28 per month;
No fee for card enrollment;
2% international currency conversion fee;
No late payment fees;
There can be other fees.
Rates & Fees
Up to 55 days interest-free;
Monthly additional and secondary physical cards: R40;
No fees for virtual cards;
*Terms apply.
Rewards*
You can earn monthly lifestyle vouchers when you spend R3,500 per month (it needs to be valued at more than your monthly card fees);
Also, earn 5,000 bonus Membership Rewards® points when spending R10,000 in your first 3 months using your American Express® Gold Credit Card.
*Terms apply.
40% cash back on HealthyFood purchases;
10% cashback on Uber rides and fuel purchases you make at BP and Shell;
Up to 5.50% interest on demand savings accounts;
*Terms apply.

If you’re interested in the Discovery Bank Gold Card, the following link will show you how to apply for it.

Discovery Bank Gold Card

How to apply for the Discovery Bank Gold Card?

Looking for a card with cashback for everyday purchases and discounts? Read on to learn how to apply for the Discovery Bank Gold Card!

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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