Loans (US)

How to apply for the Custom Choice Student loans?

Custom Choice Student loans allow students to go through school with affordable fees. Learn how to apply for this study loan without even having to leave your room!

Applying for Custom Choice Student loans: get your loan without leaving your house! 

See how to apply online. Source: Custom Choice.
See how to apply online. Source: Custom Choice.

Created by Cognition Financial, Custom Choice Student loans provides ways to get students through school with no additional fees that would compromise your budget. It offers $1.000 up to 100% of your study costs, requiring only a minimum credit score of 660 (that can get to zero if you have a co-signer with a credit score above 700). 

The best news is that you can apply for your study loan without even having to leave your room! 

card

Student Loan

Custom Choice

Online Affordable fees

Borrow an affordable loan to cover your educational expenses!

You will be redirected to another website

Apply online

Find out how the application process works! Source: Pexels.
Find out how the application process works! Source: Pexels.

Through Custom Choice Student’s website, you can send all the information required for your application. You’ll need to provide some personal info, such as your security number, home address and date of birth, plus info about the school you’ll wish to attend – and keep in mind it should be on the company’s pre-approved list. 

Apply using the app

Unfortunately, Custom Choice Student loan does not offer a smartphone app. However, you can easily apply through the website or contact the specialist team via phone. 

How to apply for Custom Choice Student loans: final considerations

Before you apply, remember you need to meet the criteria below to get a loan. To be:

  • a U.S. citizen or permanent resident
  • an undergraduate or graduate student enrolled at least half-time at an eligible school
  • able to provide proof of income, and have 18 months of good credit history
  • of legal age.

Now, you’re ready to apply for your student loan and kickstart your academic life. Good luck! 

Custom Choice Student loans vs. SoFi Private Student loans 

But if you are still in doubt about the best option for your financial needs, don’t worry!

Check out our comparison table below and learn more about another great loan available on the market, the SoFi Private Student loan!

Custom Choice Student Loans SoFi Private Student Loans
APR4.26 – 10.74%2.49-6.94%
Loan PurposeStudent loansStudent loans
Loan Amounts$1,000 up to 100% of cost of attendance$5,000 up to your total outstanding loan balance
Credit NeededMinimum score of 660 (or none if you have a co-signer with a credit score above 700)Minimum credit score of 650
TermsBe: • a U.S. citizen or permanent resident;
• an undergraduate or graduate student enrolled at least half-time at an eligible school;
• of legal age, depending on their state of residence. Provide proof of income, and have 18 months of good credit history or have a creditworthy cosigner with these financial credentials
Be a U.S. citizen, permanent resident or have a qualifying visa (E-2, E-3, H-1B, J-1, L-1, or O-1)
Be graduated with an associate degree or higher
Origination FeeNoneNone
Late FeeNoneNone
Early Payoff PenaltyNoneNone
SoFi Private Student Loans

How to apply for SoFi Private Student Loans?

Learn how to apply for SoFi Private Student Loans and get the benefits!

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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