Loans (US)
How to apply for the Custom Choice Student loans?
Custom Choice Student loans allow students to go through school with affordable fees. Learn how to apply for this study loan without even having to leave your room!
Applying for Custom Choice Student loans: get your loan without leaving your house!
Created by Cognition Financial, Custom Choice Student loans provides ways to get students through school with no additional fees that would compromise your budget. It offers $1.000 up to 100% of your study costs, requiring only a minimum credit score of 660 (that can get to zero if you have a co-signer with a credit score above 700).
The best news is that you can apply for your study loan without even having to leave your room!
Apply online
Through Custom Choice Student’s website, you can send all the information required for your application. You’ll need to provide some personal info, such as your security number, home address and date of birth, plus info about the school you’ll wish to attend – and keep in mind it should be on the company’s pre-approved list.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Apply using the app
Unfortunately, Custom Choice Student loan does not offer a smartphone app. However, you can easily apply through the website or contact the specialist team via phone.
How to apply for Custom Choice Student loans: final considerations
Before you apply, remember you need to meet the criteria below to get a loan. To be:
- a U.S. citizen or permanent resident
- an undergraduate or graduate student enrolled at least half-time at an eligible school
- able to provide proof of income, and have 18 months of good credit history
- of legal age.
Now, you’re ready to apply for your student loan and kickstart your academic life. Good luck!
Custom Choice Student loans vs. SoFi Private Student loans
But if you are still in doubt about the best option for your financial needs, don’t worry!
Check out our comparison table below and learn more about another great loan available on the market, the SoFi Private Student loan!
Custom Choice Student Loans | SoFi Private Student Loans | |
APR | 4.26 – 10.74% | 2.49-6.94% |
Loan Purpose | Student loans | Student loans |
Loan Amounts | $1,000 up to 100% of cost of attendance | $5,000 up to your total outstanding loan balance |
Credit Needed | Minimum score of 660 (or none if you have a co-signer with a credit score above 700) | Minimum credit score of 650 |
Terms | Be: • a U.S. citizen or permanent resident; • an undergraduate or graduate student enrolled at least half-time at an eligible school; • of legal age, depending on their state of residence. Provide proof of income, and have 18 months of good credit history or have a creditworthy cosigner with these financial credentials | Be a U.S. citizen, permanent resident or have a qualifying visa (E-2, E-3, H-1B, J-1, L-1, or O-1) Be graduated with an associate degree or higher |
Origination Fee | None | None |
Late Fee | None | None |
Early Payoff Penalty | None | None |
How to apply for SoFi Private Student Loans?
Learn how to apply for SoFi Private Student Loans and get the benefits!
About the author / Aline Augusto
Reviewed by / Aline Barbosa
Senior Editor
Trending Topics
Bask Bank Interest Savings account review
Do you want to save money and earn high interest on your balance? Read our Bask Bank Interest account review to learn more!
Keep ReadingHow to apply for the Tomo Credit Card?
Learn how a Tomo Credit Card application works so you can apply for it and start building credit while enjoying exclusive rewards and perks.
Keep ReadingLovelace crypto: how does it work? Get Started With Lovelace Today!
If you want a crypto to profit and give you creation tools, the Lovelace crypto is for you! Read our Lovelace crypto review and learn more!
Keep ReadingYou may also like
Citi® Diamond Preferred® Card review: Have a break on interest!
If you need to transfer your balance with ease, and don't want to pay any interest for that, have a look at Citi® Diamond Preferred® Card review, and know how that will be possible. Keep reading!
Keep ReadingPetal® 1 "No Annual Fee" Visa® Credit Card review: is it legit and worth it?
So you're wondering if the Petal® 1 "No Annual Fee" Visa® Credit Card is legit and worth it? In this article, we'll take a look at the pros and cons of this card so you can make an informed decision.
Keep Reading20 Effective Ways to Save Money That You Can Start Today
Everyone wants to know how to save more money, right? Here are 20 simple hacks to boost your savings. Stay tuned!
Keep Reading