Credit Cards

How to apply for the Bank of America® Premium Rewards® credit card?

The Bank of America® Premium Rewards® card application process is simple and fast. Check out how to apply for it, and enjoy rewards, a welcome bonus and more!

Advertisement

by Aline Augusto

Published on 02/03/2022

Bank of America® Premium Rewards® Card application: earn unlimited points and a complete perks package!

See how to apply online to get this credit card. Source: Bank of America®.
See how to apply online to get this credit card. Source: Bank of America®.

The Bank of America® Premium Rewards® card application process is simple. Also, Bank of America features unlimited points for every purchase you make with no expiration date and flexible redemption options.

Also, you can get a 50,000 bonus-points offer worth $500 value in the first 90 days of account opening when purchasing at least $3,000.

This Visa card is perfect for travelers since you can earn up to $200 in travel statement credits, and it doesn’t charge foreign transaction fees.

In addition, you can sign up for a Preferred Rewards program which levels up your reward earnings.

Furthermore, it provides travel, purchase, and automotive protections. Plus, a concierge service and Visa Signature® Luxury Hotel Collection.

card

Credit Card

Bank of America® Premium

Rewards Visa

Enjoy rewards on all purchases with flexible redemption options.

You will be redirected to another website

Advertisement

Apply online

Learn how the Bank of America® Premium Rewards® card application process works! Source: Unsplash.
Learn how the Bank of America® Premium Rewards® card application process works! Source: Unsplash.

Access the Bank of America website and select the Credit Cards tab. Then, click on Travel Credit Cards and choose the Bank of America® Premium Rewards®.

After that, click on Apply Now. 

Fill in the forms with your personal, financial, and employment information. You can get a response in as little as 30 seconds.

Apply using the app

After getting the approval, download the mobile app to manage your account and the credit card information.

Advertisement

Bank of America® Premium Rewards® credit Card vs. Upgrade Visa® card with Cash Rewards     

If you manage to carry at least a good credit score and spend a lot traveling, a Bank of America® Premium Rewards® credit card is a great option.

However, if you don’t want to pay a high annual fee, take a look at the Upgrade Visa® card with Cash Rewards.

Bank of America® Premium Rewards® credit cardUpgrade Visa® card with Cash Rewards
credit ScoreGood – Excellent Fair – Good 
Annual Fee$95$0
Regular APRFrom 15.99% to 22.99% (variable)From 8.99% to 29.99%
Welcome bonus50,000 bonus points (a $500 value) after you purchase at least $3,000 in the first 90 daysNone
Rewards2 points per $1 spent on travel purchases;
2 points per $1 spent on dining purchases;
1.5 points per $1 spent on all other purchases
Unlimited 1.5% cash back on payments
Upgrade Visa with Cash Rewards

How to apply Upgrade Visa® with Cash Rewards

Earn unlimited cash back and pay a $0 annual fee with an Upgrade Visa® with Cash Rewards card! Learn how to apply for it!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

Trending Topics

content

How to apply for the KOHO credit card?

Do you need a credit card with great cashback options and a great platform? If so, keep reading to know how to apply for the KOHO card!

Keep Reading
content

How to join Qtrade investing?

Qtrade is a self-directed investing account with an award-winning online platform. Learn how to join it today and enjoy its benefits!

Keep Reading
content

Plasma crypto: how it works? Get Started With Plasma Today!

Every investor has already thought about investing in digital coins. So, read this Plasma crypto review to decide if you should invest in it!

Keep Reading

You may also like

content

Application for the Luxury Black card: how does it work?

The Luxury Black credit card will give you many benefits to enjoy your trips like a VIP. So, please read this article to learn the steps to apply for it and get your Black metal card.

Keep Reading
content

Sam´s Club Credit Plus Member Mastercard credit card review: is it worth it?

Find out if the Sam’s Club Credit Plus Member Mastercard credit card is right for you. This no-annual-fee option offers rewards on gas, dining, and select popular categories. Read this review to learn more!

Keep Reading
content

Learn 10 great ways to make extra money while staying at home

People everywhere are looking for ways to make extra money at home. We know for sure you have some of these abilities. You can improve your finances, and we'll show you how in this article!

Keep Reading