Credit Cards (US)
How to apply for the Bank of America® Premium Rewards® credit card?
The Bank of America® Premium Rewards® card application process is simple and fast. Check out how to apply for it, and enjoy rewards, a welcome bonus and more!
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by Aline Augusto
Bank of America® Premium Rewards® Card application: earn unlimited points and a complete perks package!
The Bank of America® Premium Rewards® card application process is simple. Also, Bank of America features unlimited points for every purchase you make with no expiration date and flexible redemption options.
Also, you can get a 50,000 bonus-points offer worth $500 value in the first 90 days of account opening when purchasing at least $3,000.
This Visa card is perfect for travelers since you can earn up to $200 in travel statement credits, and it doesn’t charge foreign transaction fees.
In addition, you can sign up for a Preferred Rewards program which levels up your reward earnings.
Furthermore, it provides travel, purchase, and automotive protections. Plus, a concierge service and Visa Signature® Luxury Hotel Collection.
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Apply online
Access the Bank of America website and select the Credit Cards tab. Then, click on Travel Credit Cards and choose the Bank of America® Premium Rewards®.
After that, click on Apply Now.
Fill in the forms with your personal, financial, and employment information. You can get a response in as little as 30 seconds.
Apply using the app
After getting the approval, download the mobile app to manage your account and the credit card information.
Bank of America® Premium Rewards® credit Card vs. Upgrade Visa® card with Cash Rewards
If you manage to carry at least a good credit score and spend a lot traveling, a Bank of America® Premium Rewards® credit card is a great option.
However, if you don’t want to pay a high annual fee, take a look at the Upgrade Visa® card with Cash Rewards.
Bank of America® Premium Rewards® credit card | Upgrade Visa® card with Cash Rewards | |
credit Score | Good – Excellent | Fair – Good |
Annual Fee | $95 | $0 |
Regular APR | From 15.99% to 22.99% (variable) | From 8.99% to 29.99% |
Welcome bonus | 50,000 bonus points (a $500 value) after you purchase at least $3,000 in the first 90 days | None |
Rewards | 2 points per $1 spent on travel purchases; 2 points per $1 spent on dining purchases; 1.5 points per $1 spent on all other purchases | Unlimited 1.5% cash back on payments |
How to apply Upgrade Visa® with Cash Rewards
Earn unlimited cash back and pay a $0 annual fee with an Upgrade Visa® with Cash Rewards card! Learn how to apply for it!
Aline Augusto
Aline Barbosa
Senior Editor
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