Credit Cards (US)

How to apply for the Bank of America® Premium Rewards® credit card?

The Bank of America® Premium Rewards® card application process is simple and fast. Check out how to apply for it, and enjoy rewards, a welcome bonus and more!

Advertisement

by Aline Augusto

Published on 02/03/2022

Bank of America® Premium Rewards® Card application: earn unlimited points and a complete perks package!

See how to apply online to get this credit card. Source: Bank of America®.
See how to apply online to get this credit card. Source: Bank of America®.

The Bank of America® Premium Rewards® card application process is simple. Also, Bank of America features unlimited points for every purchase you make with no expiration date and flexible redemption options.

Also, you can get a 50,000 bonus-points offer worth $500 value in the first 90 days of account opening when purchasing at least $3,000.

This Visa card is perfect for travelers since you can earn up to $200 in travel statement credits, and it doesn’t charge foreign transaction fees.

In addition, you can sign up for a Preferred Rewards program which levels up your reward earnings.

Furthermore, it provides travel, purchase, and automotive protections. Plus, a concierge service and Visa Signature® Luxury Hotel Collection.

card

Credit Card

Bank of America® Premium

Rewards Visa

Enjoy rewards on all purchases with flexible redemption options.

See an ad to be redirected to another website

Advertisement

Apply online

Learn how the Bank of America® Premium Rewards® card application process works! Source: Unsplash.
Learn how the Bank of America® Premium Rewards® card application process works! Source: Unsplash.

Access the Bank of America website and select the Credit Cards tab. Then, click on Travel Credit Cards and choose the Bank of America® Premium Rewards®.

After that, click on Apply Now. 

Fill in the forms with your personal, financial, and employment information. You can get a response in as little as 30 seconds.

Apply using the app

After getting the approval, download the mobile app to manage your account and the credit card information.

Bank of America® Premium Rewards® credit Card vs. Upgrade Visa® card with Cash Rewards     

If you manage to carry at least a good credit score and spend a lot traveling, a Bank of America® Premium Rewards® credit card is a great option.

However, if you don’t want to pay a high annual fee, take a look at the Upgrade Visa® card with Cash Rewards.

Bank of America® Premium Rewards® credit cardUpgrade Visa® card with Cash Rewards
credit ScoreGood – Excellent Fair – Good 
Annual Fee$95$0
Regular APRFrom 15.99% to 22.99% (variable)From 8.99% to 29.99%
Welcome bonus50,000 bonus points (a $500 value) after you purchase at least $3,000 in the first 90 daysNone
Rewards2 points per $1 spent on travel purchases;
2 points per $1 spent on dining purchases;
1.5 points per $1 spent on all other purchases
Unlimited 1.5% cash back on payments
Upgrade Visa with Cash Rewards

How to apply Upgrade Visa® with Cash Rewards

Earn unlimited cash back and pay a $0 annual fee with an Upgrade Visa® with Cash Rewards card! Learn how to apply for it!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

Trending Topics

content

Credit One Bank® Platinum Visa credit card review

In this Credit One Bank® Platinum Visa credit card review, you'll learn all about its perks, such as rewards on everyday purchases and more!

Keep Reading
content

Juno Checking Account review: make investments!

Are you looking for a checking account that will let you get your money in crypto? If so, read our Juno Checking Account review!

Keep Reading
content

Application process for the Preapprove Capital One application: fast and easy card pre-approval

Wondering about your credit score and the best card for you? If so, read our post to learn about the Preapprove Capital One application!

Keep Reading

You may also like

content

How to Start Investing in Canada: a guide for beginners

If you're looking to make the most of your money, investing it is a great way to do that. But if you're new to the game, it can be tricky to know where to start. In this guide, we'll walk you through how to invest in Canada. Let's get started!

Keep Reading
content

How to prepare for buying a house in 2023

Want to buy a house in the near future? Start planning now with these tips on saving money, building your credit score, and more. Read on!

Keep Reading
content

Sallie Mae Student Loan review: how does it work and is it good?

If you’re looking for a solid student loan option, the Sallie Mae Student Loan should certainly worth checking out.

Keep Reading