Group One Platinum credit card full review
The Group One Platinum credit card is for those with not-so-high scores. So, if you need a card like this, keep reading our full review to know more!
by Victória Lourenço
Group One Platinum credit card
The Group One Platinum credit card is for those with not-so-high credit scores. Moreover, you can get relatively fast approval to get this card. Plus, if you make your minimum monthly payments, you can increase your score. Also, you can get a $750 credit limit, and it can help you better manage your finances.
In addition, you can get a $750 credit limit to use at the Horizon Outlet store. Moreover, if you pay at least a part of your balance each month, you will not have to pay any interest on your purchases. So, if you want to know more about the features of this credit card, just keep reading our full review and find out!
|Credit Score||You can get accepted to get this card even with a poor credit score or no score at all.|
|Welcome bonus||There is no welcome bonus available for new cardholders.|
|Rewards||This credit card does not offer any rewards programs to its cardmembers.|
How does the Group One Platinum credit card work?
Once you get approved to be a cardmember, you will need to pay a monthly fee of $14.77. Also, you will get some membership benefits, such as legal assistance available in English and Spanish. Plus, this assistance is provided through a call center with representatives that can help you with information about your legal issues.
Moreover, if you make all of your monthly payments on time, you do not have to pay interest fees. Also, you can get a credit limit of $750. However, this credit card might not be the best fit for those who need to make regular daily purchases. And it is because cardholders can only use this card at the Horizon Outlet online store.
Group One Platinum card benefits
- This credit card comes with a relatively high credit limit compared to similar cards that accept those with not-so-good scores.
- There is no interest rate for the purchases that you make with this card. However, you have to always make the minimum payment for this to apply.
- This can be a great card if you like to make purchases at the Horizon Outlet online store.
- Cardmembers can only use this credit card at the Horizon Outlet online store.
- This credit card charges a monthly membership fee of $14.77. So, this fee turns into a $177.24 annual fee.
- Also, this credit card only reports to one of the three major credit bureaus.
How good does your credit score need to be?
You can qualify to get this card even with a low score or no credit score at all. So, your credit score does not have to be good at all. Also, when you make your application, your credit score comes out of it unaffected.
How to apply for a Group One Platinum credit card?
You can very easily apply to get this credit card. And you can do it all online. So, if you are interested in this credit card’s features and like to purchase at the Horizon Outlet store, check out our post below to know how to apply!
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