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Reviews (US)

First National Bank eStyle Plus Checking account review

If you need an account with ATM refunds where you can earn interest, keep reading our First National Bank eStyle Plus account review to learn more!

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by Victória Lourenço

04/24/2022 | Updated on 05/12/2022

First National Bank eStyle Plus Checking account: no overdraft fees

Read our First National Bank eStyle Plus account review! Source: The Mister Finance
Read our First National Bank eStyle Plus account review! Source: The Mister Finance

If you are looking for a checking account with less overdraft and ATM fees, the First National Bank eStyle Plus account can be for you! Also, the First National Bank offers fantastic checking accounts to its clients. Moreover, you can see your account online and manage your finances from home! So, keep reading our First National Bank eStyle Plus account review to learn more!

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How to apply for First National Bank eStyle Plus?

If you need an account with no overdraft to control your money, read more to know about the First National Bank eStyle Plus account opening!

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How to apply for First National Bank eStyle Plus?

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How does the First National Bank eStyle Plus Checking account work?

Learn all about how this First National Bank account works! Source: Unsplash
Learn all about how this First National Bank account works! Source: Unsplash

You don’t have to pay overdraft fees with the First National Bank eStyle Plus Checking account. Also, this happens because the bank won’t let you spend more than what you have in your account. Plus, you can pay fees for withdrawals on ATMs that are not a part of the bank’s network. Then, the bank will refund these fees.

In addition, you have to pay a $25 monthly fee for account maintenance. However, if you keep at least $1,000 in your account, you don’t have to pay the monthly fee. Also, if you have more than one First National Bank account, you can keep more than $25,000 to waive the monthly fee!

First National Bank eStyle Plus Checking account benefits

The First National Bank offers excellent accounts, and the First National Bank eStyle Plus Checking account is definitely one of them. Also, you can use this account to control your finances because the bank won’t let you spend more than what you have. However, this eStlye Plus account also has some downsides. So, read our list below of the advantages and disadvantages of having a First National Bank eStyle Plus Checking account!

Pros

  • There are no overdraft fees because the bank won’t let you spend more than what is in your account.
  • You can get refunds for paying fees on ATM withdrawals that are not part of the bank’s network.

Cons

  • There are not many ATMs inside the bank’s network in the US.
  • The bank does not provide access to check writing.
  • You have to pay a monthly fee of $25 if you don’t at least keep $1,000 in your account.

How good does your credit score need to be?

There is not much information about how good your score needs to be to open a First National Bank eStyle Plus Checking account. Also, First National bank does not officially inform this. However, it is very simple to open an account with First National Bank.

How to apply for a First National Bank eStyle Plus Checking account?

To open a First National Bank eStyle Plus Checking account, you need to have an address in the United States. Plus, you need a valid ID to start the application process. So, check out our post below to know more about how to open a First National Bank eStyle Plus Checking account!

First National Bank logo

How to apply for First National Bank eStyle Plus?

If you need an account with no overdraft to control your money, read more to know about the First National Bank eStyle Plus account opening!

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How to apply for First National Bank eStyle Plus?

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About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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We are an independent, objective, advertising-supported content publisher website. In order to support our ability to provide free content to our users, the recommendations that appear on our site might be from companies from which we receive affiliate compensation. Such compensation may impact how, where and in which order offers appear on our site. Other factors such as our own proprietary algorithms and first party data may also affect how and where products/offers are placed. We do not include all currently available financial or credit offers in the market in our website.

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