First National Bank eStyle Plus Checking account review
If you need an account with ATM refunds where you can earn interest, keep reading our First National Bank eStyle Plus account review to learn more!
by Victória Lourenço
First National Bank eStyle Plus Checking account: no overdraft fees
If you are looking for a checking account with less overdraft and ATM fees, the First National Bank eStyle Plus account can be for you! Also, the First National Bank offers fantastic checking accounts to its clients. Moreover, you can see your account online and manage your finances from home! So, keep reading our First National Bank eStyle Plus account review to learn more!
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How does the First National Bank eStyle Plus Checking account work?
You don’t have to pay overdraft fees with the First National Bank eStyle Plus Checking account. Also, this happens because the bank won’t let you spend more than what you have in your account. Plus, you can pay fees for withdrawals on ATMs that are not a part of the bank’s network. Then, the bank will refund these fees.
In addition, you have to pay a $25 monthly fee for account maintenance. However, if you keep at least $1,000 in your account, you don’t have to pay the monthly fee. Also, if you have more than one First National Bank account, you can keep more than $25,000 to waive the monthly fee!
First National Bank eStyle Plus Checking account benefits
The First National Bank offers excellent accounts, and the First National Bank eStyle Plus Checking account is definitely one of them. Also, you can use this account to control your finances because the bank won’t let you spend more than what you have. However, this eStlye Plus account also has some downsides. So, read our list below of the advantages and disadvantages of having a First National Bank eStyle Plus Checking account!
- There are no overdraft fees because the bank won’t let you spend more than what is in your account.
- You can get refunds for paying fees on ATM withdrawals that are not part of the bank’s network.
- There are not many ATMs inside the bank’s network in the US.
- The bank does not provide access to check writing.
- You have to pay a monthly fee of $25 if you don’t at least keep $1,000 in your account.
How good does your credit score need to be?
There is not much information about how good your score needs to be to open a First National Bank eStyle Plus Checking account. Also, First National bank does not officially inform this. However, it is very simple to open an account with First National Bank.
How to apply for a First National Bank eStyle Plus Checking account?
To open a First National Bank eStyle Plus Checking account, you need to have an address in the United States. Plus, you need a valid ID to start the application process. So, check out our post below to know more about how to open a First National Bank eStyle Plus Checking account!
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