Credit Cards (US)

Deserve EDU Mastercard for Students credit card full review

Check out the Deserve EDU Mastercard for Students if you are a student and want a credit card to start building your credit score while earning cash back!

Students, this is for you: Deserve EDU Mastercard card

Deserve EDU Mastercard for Students card review. Source: Deserve.
Deserve EDU Mastercard for Students card review. Source: Deserve.

Many students are not aware of the benefits that come with a Deserve EDU Mastercard. This card is geared towards students and has many features that will help them achieve their goals. With this card, you earn cash back for your everyday purchases and you don’t have to worry about annual fees. So, check out our Deserve EDU Mastercard for Students card review to learn more about this awesome product!

So, if you are thinking about getting a credit card with some perks and are struggling with the application process because not all good cards offer benefits, don’t worry!

Let us show you the Deserve EDU Mastercard. It might be the right choice for you. Keep reading to learn more about it!

Credit ScoreLimited/Good
Annual Fee$0
FeesLate payment fee up to $25;
Return payment fee up to $37.
Regular APR22.99% based on your creditworthiness when you open your account. This APR is variable and based on the Prime Rate.
Welcome bonusNone
Rewards1% cash back on all purchases

How to get a Deserve EDU Mastercard for Students?

Deserve EDU Mastercard for Students credit card offers 1% cash back on all purchases. Check out how to apply for it!

All you need to know about Deserve EDU Mastercard for Students credit card 

This credit card features 1% cash back on all purchases, a $0 annual fee, and accepts applications with no credit history.

It is a great deal for you as a start card.

Also, it offers Cellphone Protection and some Mastercard benefits, like ID Theft Protection.

Moreover, there is no foreign transaction fee. And there is an extra perk: it doesn’t require a Social Security Number for the application. So, if you are an international student, this card might be the one for you!

On the contrary, it charges quite a high APR if compared to other cards on the market.

In addition, it doesn’t allow balance transfers. 

But, you don’t need to worry about a deposit because Deserve EDU Mastercard doesn’t require that.

Deserve EDU Mastercard for Students credit card benefits and drawbacks

See what are the benefits for Students. Source: Pixabay.
See what are the benefits for Students. Source: Pixabay.

This credit card is specially made for students from all around the world. It features cash back and 1-year free access to Amazon Prime after spending $500 on the first 3 statements.

Also, it offers cellphone protection and ID Theft Protection.

Plus, there are no annual and foreign transaction fees.

But, you have to look out for the APR and balance transfers, which are not allowed.  

Pros

  • Get one year of Amazon Prime Student after spending $500 in the first three billing cycles (lifetime Value of $59).
  • Earn 1% Cash Back on all purchases.
  • Cell phone protection up to $600.
  • No deposit required. No annual fees.
  • No international transaction fees.
  • No Social Security Number required for international students to apply.
  • Refer anyone to Deserve using your personal referral code. Upon approval, card activation and use, you’ll receive $30 and so will your referral. Referral bonuses are unlimited!
  • Pre-qualification with only a soft inquiry.
  • Mastercard Platinum Benefits.

Cons

  • High APR.
  • It doesn’t allow balance transfers.

Pre-approved credit cards for low credit score available now

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You can apply for this Mastercard even with no credit history. It is recommended to have at least a limited credit score.

Learn how to apply for a Deserve EDU Mastercard for Students credit card

If you are a student and are looking for a credit card to start building your credit score, the Deserve EDU Mastercard might be the right choice for you. So, learn how to apply for it!

How to get a Deserve EDU Mastercard for Students?

Deserve EDU Mastercard for Students credit card offers 1% cash back on all purchases. Check out how to apply for it!

About the author  /  Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by  /  Aline Barbosa

Senior Editor

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