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We are an independent, objective, advertising-supported content publisher website. In order to support our ability to provide free content to our users, the recommendations that appear on our site might be from companies from which we receive affiliate compensation. Such compensation may impact how, where and in which order offers appear on our site. Other factors such as our own proprietary algorithms and first party data may also affect how and where products/offers are placed. We do not include all currently available financial or credit offers in the market in our website.

Account (US)

How to apply for U.S. Bank Smartly™ Checking?

Looking for a straightforward checking account? Then, learn how the U.S. Bank Smartly™ Checking application works!

U.S. Bank Smartly™ Checking Account application: apply within 5 minutes

If you're looking for a better way to manage your income, learn how to apply for this account. Source: Adobe Stock.
If you’re looking for a better way to manage your income, learn how to apply for this account. Source: Adobe Stock.

Apply for the U.S. Bank Smartly™ Checking is easy, and you do it within less than 5 minutes. On the following link, you’ll get to U.S Bank’s official website to get your account.

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checking account

U.S. Bank Smartly™ Checki

rewards mobile

Low monthly fee, a Visa debit card, and much more!

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Low monthly fee, a Visa debit card, and much more!

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But before telling you about how it works, let me review some main points about the account.

U.S. Bank offers a variety of products and services along with an extensive ATM network and branches across the United States.

It is introducing an innovative checking account that gathers the essentials.

In sum, the U.S. Bank Smartly™ offers tools for better personal financial management, including a fantastic app, many personalized financial insights, and overdraft prevention resources.

Also, it features a reward program in which you can enroll in it to take advantage of a range of benefits.

Compared to other checking accounts, this one, in particular, charges a low monthly maintenance fee that can be waived under specific conditions, including minimum account balance or minimum direct deposit totals. 

Additionally, military members don’t pay monthly fees. 

The account offers interest earnings in the same way, it provides 100 trades for free when you open a self-directed account at U.S. Bancorp Investments.

All things considered, let’s get started with the U.S. Bank Smartly™ Checking application.

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Apply online

This account can be easily opened online at the U.S. Bank website.
This account can be easily opened online at the U.S. Bank website.

We know you don’t have time for long application processes. Therefore, we try to choose financial products that offer easy and fast applications like U.S. Bank Smartly™ Checking does.

In fact, applying for this account only takes 5 minutes. And all you must do is enter your zip code and your personal info, including contact.

Also, the bank might ask for your employment information.

Furthermore, it is crucial to know that you must be a legal U.S. resident at least 18 years old.

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By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.

Apply using the app

After completing the U.S. Bank Smartly™ Checking application, go to your mobile app store and look for the U.S. Bank app.

Then, fill in your newest account information, and you will be able to log in and manage your finances easily while enjoying benefits.

U.S. Bank Smartly™ Checking vs. HSBC Premier Checking Account

The U.S. Bank Smartly™ Checking account offers many essential tools and resources while costing only $6.95 or even $0, depending on specific conditions.

Additionally, the application only takes 5 minutes. So, for those who don’t have enough time to waste with bureaucracy, applying for this account might be a great option.

However, if you want to enjoy an international approach, I suggest you meet the HSBC Premier Checking Account.

While U.S. Bank offers a fantastic local service, HSBC offers good service that goes further.

Thus, continue reading the following post to learn more about one option of account: Premier Checking.

HSBC Premier Checking Account

How to apply for the HSBC Premier Checking Account

The HSBC Premier Checking Account application elevates your status while providing many perks. Read the review!

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How to apply for the HSBC Premier Checking Account

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About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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Under no circumstance we will require you to pay in order to release any type of product, including credit cards, loans or any other offer. If this happens, please contact us immediately. Always read the terms and conditions of the service provider you are reaching out to. We make money from advertising and referrals for some but not all products displayed in this website. Everything published here is based on quantitative and qualitative research, and our team strives to be as fair as possible when comparing competing options.

Advertiser Disclosure

We are an independent, objective, advertising-supported content publisher website. In order to support our ability to provide free content to our users, the recommendations that appear on our site might be from companies from which we receive affiliate compensation. Such compensation may impact how, where and in which order offers appear on our site. Other factors such as our own proprietary algorithms and first party data may also affect how and where products/offers are placed. We do not include all currently available financial or credit offers in the market in our website.

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Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included within the post. That said, the compensation we receive from our affiliate partners does not influence the recommendations or advice our team of writers provides in our articles or otherwise impact any of the content on this website. While we work hard to provide accurate and up to date information that we believe our users will find relevant, we cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof.

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