If you need personal credit to rebuild your credit history, consolidate debt of to cover medical expenses, this DCU Personal Loans review is for you. The Digital Federal Credit Union (DCU) is headquartered in New England, and it is considered one of the largest credit unions in the US.

It offers many services for both individuals and businesses, including banking, lending, coverage, and real estate services.

Before applying for one of its services, you must know that you need to be a member. However, considering the costs, it might be worth considering becoming one.

Now, learn how the DCU Personal Loans work.

The first option you can get is a personal loan with terms of up to 60 months. In this type, the APR is as low as 5.99%, and you can get a discount of 0.50% if you sign up as a Plus and Relationship member.

On the other hand, if you need a quick loan to cover an emergency, you can apply easily for fast cash at as low as 10.00% APR. The repayment term is up to 12 months.

Also, there won’t be credit checks or hidden fees. You can build or rebuild credit by applying for this type.

Moreover, another type of loan helps you get back on track with your finances. The Credit Builder Loan allows you to earn dividends with a fixed loan rate of 5%. Plus, the terms range from 12 to 24 months, and you can borrow from $500 to $3,000.

DCU also offers secured loan that allows you to use your savings as collateral. In addition, the APR is as low as 3.50%, and you can repay it with a maximum term of 120 months.

Furthermore, Digital Federal Credit Union secures loans for specialty equipment and home improvements for people with a disability. This type includes a 0.50% discount for Plus and Relationship members, and you can borrow up to $25,000 to repay in up to 72 months at as low as 8.10% APR.

Although DCU requires you to be a member, it might be worth considering becoming one since the rates are low, the amounts are good, and the terms are flexible.

It is recommended that you have a good credit history for applying for a traditional personal loan. However, DCU offers other types of loans that consider all credit scores.

If you need easy access to loans, no matter your purpose, take a look at how to apply for a DCU Personal Loan by following the link below.