Credit Cards (US)

Credit One Bank NASCAR® Visa credit card full review

Are you looking for a credit card that helps you with rebuilding your credit score? Then, check out all about the Credit One Bank NASCAR® Visa card right below!

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by Aline Augusto

Published on 11/23/2021

Cash back and more with Credit One Bank NASCAR® Visa 

Check out our full review. Source: Nascar.
Check out our full review. Source: Nascar.

The Credit One Bank NASCAR® Visa credit card is suitable for people who love NASCAR and automotive purchases.

But not only that, with a variable cash back program on eligible purchases, you can enjoy the perks without being concerned about a security deposit.

Also, it doesn’t require a good credit score to apply for the card. So, you can rebuild your score while shopping and paying it off on due time.

See the full review below!

Credit ScoreBad – Fair 
Annual FeeFrom $39 to $99
Regular APR23.99% variable APR
Welcome bonusN/A
RewardsFrom 1% to 2% cash back on eligible purchases
cartão Credit One Bank NASCAR Visa

How to apply for Credit One Bank NASCAR® Visa card

The Credit One Bank NASCAR® Visa credit card is a good choice if you love NASCAR and want to rebuild your credit score. See how to apply!

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Credit One Bank NASCAR® Visa credit card explained 

Are you a NASCAR fan? If so, let us present to you the Credit One Bank NASCAR® Visa credit card. If not, keep reading because this card offers the opportunity to rebuild your credit score.

Firstly, this Visa credit card rewards you with 1% cash back on eligible purchases in gas and automotive categories. Also, you can earn 2% cash back on purchases at NASCAR Shop.

However, it charges from $39 to $99 as an annual fee, which is high. There is no Intro APR or welcome bonus either.

On the other hand, it includes features like ID Theft protection, $0 Fraud Liability, and flexibility on the due date.

Also, it doesn’t require a security deposit. But, the credit limit ends up being low: $300 minimum at the beginning. 

Credit One Bank NASCAR® card benefits and more

Check out its benefits! Source: Credit One Bank.
Check out its benefits! Source: Credit One Bank.

Although it has a high annual fee, this card from Credit One Bank offers a chance to rebuild your credit score, as it only requires a fair score for the application.

And with a variable reward program based on automotive categories, you can earn from 1% to 2% cash back that will be redeemed as a statement credit.

Plus, as a Visa cardholder, you can enjoy Visa benefits such as shopping discounts and protection against fraud and ID Theft.

In addition, obviously, the card’s main benefit is written on its name: special discount at NASCAR Official Club and Shop.

Finally, you may apply for a different offer if you are a Covered Borrower in the Military Lending Act.

Check out the list of pros and cons, then.

Pros

  • Flexible cash back reward program
  • It doesn’t require security deposit
  • NASCAR and Visa discounts 
  • It doesn’t require a good credit score
  • Good choice for rebuilding credit score
  • Flexibility on the due date, as you can choose 6 days before or after the assigned date
  • $0 fraud liability and ID theft protection

Cons

  • Limited cash back rates and categories
  • No Intro APR
  • No welcome bonus
  • High annual fee
  • Foreign transaction fees of 1% or 3%, whichever is greater
  • Low credit limit

See how good your credit score needs to be for the application

The Credit One Bank NASCAR® Visa credit card only requires a bad to fair credit score. So, it allows you to rebuild your score.

Learn how to apply for a Credit One Bank NASCAR® Visa card

If you decide that this credit card fits your profile and lifestyle, you can apply for it right now by checking out our next post!

cartão Credit One Bank NASCAR Visa

How to apply for Credit One Bank NASCAR® Visa card

The Credit One Bank NASCAR® Visa credit card is a good choice if you love NASCAR and want to rebuild your credit score. See how to apply!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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