Reviews (US)

Citrus Loans review: what you need to know before applying

Financial emergencies don’t have time nor place to happen. However, if you are facing any trouble, check out this Citrus Loans review article!

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by Aline Augusto

Published on 03/01/2022

Citrus Loans: fast financial resources!

See what the benefits of Citrus Loans are. Source: The Mister Finance.
See what the benefits of Citrus Loans are. Source: The Mister Finance.

Check out this Citrus Loans review: A personal loan is that kind of money that you borrow for any personal reason. This reason can be an emergency, a home improvement, an unexpected car repair, vacation, or even a wedding.

However, it is not easy to find the perfect lender that will accept your loan request. The research can be extensive, and you might face some obstacles, especially when you don’t have a perfect credit score.

That’s where Citrus enters the scene.

Check out how it works right below!

APRIt depends on the lender
(Typically between 261% and 1304%)
Loan PurposePersonal
Loan AmountsUp to $2,500
Credit NeededAll credit types are considered
TermsFrom 14 days to 24 months
Origination FeeIt depends on the lender
Late FeeIt depends on the lender
Early Payoff PenaltyIt depends on the lender
Person using phone with Citrus Loans app in a car

How to apply for Citrus Loans?

Find the best lender for your need through Citrus Loans! Check out how to apply!

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How does the Citrus Loans work?

Citrus is an online platform that gathers many authorized lenders in the U.S. Also, it is a member of the Online Lenders Alliance, which means that it is compromised in helping people get the loans they need through a responsible lending process.

The loan request is easy, and it accepts all credit types. 

The benefit of requesting a loan through Citrus Loans is that you save money and time as you don’t have to search for the perfect lender for you.

In addition, the process is fast, and you can get approved in as little as two minutes. Furthermore, the funding is directly deposited into your bank account.

Plus, you can get the cash you need in as little as one business day.

The amount you can request is up to $2,500, with terms ranging from 14 days to 24 months. Although the rates and fees are settled by the lender chosen, the APRs usually range from 261% to 1304%.

Citrus Loans benefits

Keep reading our Citrus Loans review. Source: StockSnap.
Keep reading our Citrus Loans review. Source: StockSnap.

The main benefit of using this online and easy platform is that you will save time and effort finding the perfect loan for your needs and goals.

So, you don’t need to go after physical stores looking for lenders that accept your loan request. 

Also, you don’t need to worry about your less than perfect credit score since Citrus considers all credit types.

Pros

  • There are no hidden fees;
  • You can borrow up to $2,500 with fast funding;
  • The loan request process is online and easy;
  • You can get the money you need in as little as one business day;
  • All credit types are considered.

Cons

  • This aggregator offers amounts limited to $2,500 with shot terms for repayment.

What credit score do you need for Citrus Loans?

All credit types are considered, so you don’t need a perfect credit score to find the perfect lender for you.

How to apply for Citrus Loans?

Are you interested in finding your perfect loan? Then, check out how to apply for Citrus Loans by reading our next post!

Person using phone with Citrus Loans app in a car

How to apply for Citrus Loans?

Find the best lender for your need through Citrus Loans! Check out how to apply!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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