US
CitiBusiness® / AAdvantage® Platinum Select® Mastercard® full review
This CitiBusiness® / AAdvantage® Platinum Select® Mastercard® review will show you how suitable this card can be for business owners and managers. Read on to learn the ins and outs before applying!
CitiBusiness® / AAdvantage® Platinum Select® Mastercard®: earn up to 2 AAdvantage® miles on qualifying purchases
If you own or manage a business and frequently travel abroad to expand your enterprise, this CitiBusiness® / AAdvantage® Platinum Select® Mastercard® review is worth reading.
How to get a CitiBusiness® / AAdvantage® Platinum?
Check out how simple it is to apply for a CitiBusiness® / AAdvantage® Platinum Select® Mastercard® and enjoy endless miles to travel abroad!
For only $$99 per year, you can access a valuable mileage program and other travel perks.
Credit Score | Good – Excellent |
APR | Purchases: 20.74% – 29.74% Cash advances: 29.99% Based on creditworthiness. |
Annual Fee | $99 |
Fees | Cash advance: $10 or 5% of the amount of each transaction, whichever is greater Foreign Transaction: $0 Late Payment: $41 Returned Payment: $41 |
Welcome bonus | 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 within 4 months of account opening |
Rewards | 2 AAdvantage® miles for each dollar spent on gas, car rentals, cable & satellite providers, and telecommunications merchants; 2 AAdvantage® miles for each dollar spent on qualifying American Airlines purchases; 1 AAdvantage® mile for each dollar spent on everything else |
Of course, the card is best for those who travel, especially on American Airlines. But, considering its advantages, you may find it useful to change flight companies.
How does the CitiBusiness® / AAdvantage® Platinum Select® Mastercard® work?
Are you a business owner or manager looking for a valuable and reasonable credit card? Then, this CitiBusiness® card is worth considering.
Firstly, this card gathers an unlimited package of miles, in which you can earn:
- 2 AAdvantage® miles for each dollar spent on gas, car rentals, cable & satellite providers, and telecommunications merchants;
- 2 AAdvantage® miles for each dollar spent on qualifying American Airlines purchases;
- 1 AAdvantage® mile for each dollar spent on everything else.
Additionally, you will earn a generous welcome bonus of 65,000 American Airlines AAdvantage® bonus miles. But only after spending at least $4,000 within 4 months of account opening.
Although the card charges an annual fee, it is almost irrelevant. The perks you can get while using this Platinum Mastercard are worth it.
Besides the rewards mentioned above on this CitiBusiness® / AAdvantage® Platinum Select® Mastercard® review, you get:
- First Checked Bag for free on domestic flights;
- Preferred boarding on American Airlines;
- Discounts on food & beverage and wi-fi on AA flights;
- American Airlines Companion Certificate after spending $30,000 each card membership year;
- 24/7 personal business assistant;
- Additional cards for employees at no extra cost;
- No foreign transaction fees;
- Digital banking and mobile device features.
Furthermore, redeeming your miles is easy as a piece of cake. And it is up to you to choose the best way of exchanging your rewards.
On the other hand, remember that other fees apply, as well as interest rates, according to your creditworthiness.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
CitiBusiness® / AAdvantage® Platinum Select® Mastercard® benefits
Certainly, this Citi business credit card can be a fantastic choice for those who want to elevate their travel advantages.
In essence, the pros overcome the cons.
But it is only suitable for business owners or managers that travel much, especially through American Airlines.
Pros
- The mileage program is unlimited, and redemption is flexible;
- It offers travel perks, including preferred boarding, discounts on AA flights, personal assistance, and others;
- You can add employee cards at no extra cost;
- There are no foreign transaction fees;
- It offers a generous welcome bonus.
Cons
- It charges an annual fee;
- Interest rates can be high.
How good does your credit score need to be?
Certainly, your creditworthiness will impact the interest rates applied. Also, it is recommended to apply for this Mastercard if you have at least a good credit score.
How to apply for a CitiBusiness® / AAdvantage® Platinum Select® Mastercard®?
So, now, learn how to apply for a CitiBusiness® / AAdvantage® Platinum Select® Mastercard®. Enjoy endless miles to travel abroad!
How to get a CitiBusiness® / AAdvantage® Platinum?
Check out how simple it is to apply for a CitiBusiness® / AAdvantage® Platinum Select® Mastercard® and enjoy endless miles to travel abroad!
Aline Augusto
Aline Barbosa
Senior Editor
Trending Topics
How to start banking with Capital One Bank?
Capital One Bank offers many financial products and services with low fees and competitive rates. Check out how to start banking with it!
Keep ReadingBlue Cash Preferred® Card from American Express review
If you like cash back on everyday purchases, this Blue Cash Preferred® Card from American Express review is for you. Check it out!
Keep ReadingHow to apply for the Aspiration Plus account?
An Aspiration Plus account is eco-friendly, pays you a high APY and offers you rewards. Check out how to open an account today!
Keep ReadingYou may also like
OneMain Financial Personal Loan review: how does it work and is it good?
Our ultimate OneMain Financial Personal Loan review will help you discover what makes them unique. Borrow up to $20,000!
Keep ReadingZippyLoan review: how does it work and is it good?
Wondering if ZippyLoan is the right loan platform for you? Here's everything you need to know! Connect with several lenders at once.
Keep ReadingAssent Platinum Secured credit card review: is it worth it?
Assent Platinum Secured credit card is for people who want to establish their credit, don’t have enough documentation, or just need a better card to manage cash. Learn all about it in this review!
Keep Reading