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CitiBusiness® / AAdvantage® Platinum Select® Mastercard® full review

This CitiBusiness® / AAdvantage® Platinum Select® Mastercard® review will show you how suitable this card can be for business owners and managers. Read on to learn the ins and outs before applying!

by Aline Augusto

Published on 02/26/2023

CitiBusiness® / AAdvantage® Platinum Select® Mastercard®: earn up to 2 AAdvantage® miles on qualifying purchases

This is one of the best travel credit cards for business. Source: The Mister Finance.
This is one of the best travel credit cards for business. Source: The Mister Finance.

If you own or manage a business and frequently travel abroad to expand your enterprise, this CitiBusiness® / AAdvantage® Platinum Select® Mastercard® review is worth reading.

CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

How to get a CitiBusiness® / AAdvantage® Platinum?

Check out how simple it is to apply for a CitiBusiness® / AAdvantage® Platinum Select® Mastercard® and enjoy endless miles to travel abroad!

For only $$99 per year, you can access a valuable mileage program and other travel perks.

Credit ScoreGood – Excellent 
APRPurchases: 20.49% – 29.49% Cash advances: 29.74%
Based on creditworthiness
Annual Fee$99
FeesCash advance: $10 or 5% of the amount of each transaction, whichever is greater
Foreign Transaction: $0
Late Payment: $41
Returned Payment: $41
Welcome bonus65,000 American Airlines AAdvantage® bonus miles after spending $4,000 within 4 months of account opening
Rewards2 AAdvantage® miles for each dollar spent on gas, car rentals, cable & satellite providers, and telecommunications merchants;
2 AAdvantage® miles for each dollar spent on qualifying American Airlines purchases;
1 AAdvantage® mile for each dollar spent on everything else

Of course, the card is best for those who travel, especially on American Airlines. But, considering its advantages, you may find it useful to change flight companies.

How does the CitiBusiness® / AAdvantage® Platinum Select® Mastercard® work?

Are you a business owner or manager looking for a valuable and reasonable credit card? Then, this CitiBusiness® card is worth considering.

Firstly, this card gathers an unlimited package of miles, in which you can earn:

  • 2 AAdvantage® miles for each dollar spent on gas, car rentals, cable & satellite providers, and telecommunications merchants;
  • 2 AAdvantage® miles for each dollar spent on qualifying American Airlines purchases;
  • 1 AAdvantage® mile for each dollar spent on everything else.

Additionally, you will earn a generous welcome bonus of 65,000 American Airlines AAdvantage® bonus miles. But only after spending at least $4,000 within 4 months of account opening. 

Although the card charges an annual fee, it is almost irrelevant. The perks you can get while using this Platinum Mastercard are worth it.

Besides the rewards mentioned above on this CitiBusiness® / AAdvantage® Platinum Select® Mastercard® review, you get:

  • First Checked Bag for free on domestic flights;
  • Preferred boarding on American Airlines;
  • Discounts on food & beverage and wi-fi on AA flights;
  • American Airlines Companion Certificate after spending $30,000 each card membership year;
  • 24/7 personal business assistant;
  • Additional cards for employees at no extra cost;
  • No foreign transaction fees;
  • Digital banking and mobile device features.

Furthermore, redeeming your miles is easy as a piece of cake. And it is up to you to choose the best way of exchanging your rewards.

On the other hand, remember that other fees apply, as well as interest rates, according to your creditworthiness.

CitiBusiness® / AAdvantage® Platinum Select® Mastercard® benefits

Enjoy premium travel perks. Source: Canva.
Enjoy premium travel perks. Source: Canva.

Certainly, this Citi business credit card can be a fantastic choice for those who want to elevate their travel advantages. 

In essence, the pros overcome the cons.

But it is only suitable for business owners or managers that travel much, especially through American Airlines.

Pros

  • The mileage program is unlimited, and redemption is flexible;
  • It offers travel perks, including preferred boarding, discounts on AA flights, personal assistance, and others;
  • You can add employee cards at no extra cost;
  • There are no foreign transaction fees;
  • It offers a generous welcome bonus.

Cons

  • It charges an annual fee;
  • Interest rates can be high.

Pre-approved credit cards for low credit score available now

We analyzed your profile and found some offers that you can apply for today.

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How good does your credit score need to be?

Certainly, your creditworthiness will impact the interest rates applied. Also, it is recommended to apply for this Mastercard if you have at least a good credit score.

How to apply for a CitiBusiness® / AAdvantage® Platinum Select® Mastercard®?

So, now, learn how to apply for a CitiBusiness® / AAdvantage® Platinum Select® Mastercard®. Enjoy endless miles to travel abroad!

CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

How to get a CitiBusiness® / AAdvantage® Platinum?

Check out how simple it is to apply for a CitiBusiness® / AAdvantage® Platinum Select® Mastercard® and enjoy endless miles to travel abroad!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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