Reviews

Citibank® Rewards card full review

Do you need a Citi credit card, but you need more information to decide? Read our Citibank® Rewards card review to learn more!

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by Victória Lourenço

Published on 05/05/2022

Citibank® Rewards card: you can learn all about this great Citi card

Learn more at our Citibank® Rewards card review! Source: The Mister Finance
Learn more at our Citibank® Rewards card review! Source: The Mister Finance

The Citibank® Rewards card is a great option for those with good to excellent credit who are looking for a rewards card. Also, with this card, you can earn rewards points and a welcome bonus of up to 2,500 points as a new cardholder. Moreover, if you love a rewards credit card, keep reading our Citibank® Rewards card review to learn more!

Credit ScoreGood to excellent.
Annual FeeN/A.
Regular APRN/A.
Welcome bonus*Earn up to 2,500 welcome bonus points as a new cardholder.

*Terms apply.
Rewards*10 points for purchases at department stores.

1 point on every other purchase.

*Terms apply.
Citibank® mobile app

How to apply for the Citibank® Rewards card

Are you wondering how to apply for a Citibank credit card with great benefits? Read our post about the Citibank® Rewards card application!

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How does the Citibank® Rewards card work?

Learn how this Citi card works! Source: Unsplash
Learn how this Citi card works! Source: Unsplash

The Citibank® Rewards card offers an amazing welcome bonus to its new cardholders. You can earn 2,500 welcome bonus points. Also, you can get 300 bonus points on the purchases you make with your card. Moreover, you can choose to keep collecting your rewards points, or you can redeem them at any moment.

In addition, this credit card offers ten reward points for purchases made at department stores and one reward point for any other purchases you make with your card. Also, you can get access to contactless pay, which can make our life easier when making purchases in physical places. However, this card does not offer much information about its annual fees and other fees in dollars.

Citibank® Rewards card benefits

The Citibank® Rewards card offers so many benefits to its cardholders. For example, you can get access to travel and lifestyle services. And you can call a specialist at any time to help you plan your best adventures. However, this credit card also has some downsides, as with any credit card. For example, there is not much information in dollars about its annual fees and some other fees. So, check out our list below of the pros and cons of this card!

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Pros

  • You can get access to contactless payments.
  • There is a travel and lifestyle service available to help you plan your trips and life.
  • You can earn rewards and choose to collect them later.

Cons

  • There is not much information available about the card’s fees.

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How good does your credit score need to be?

You need a good to excellent credit score to have a chance of qualifying for this credit card. However, you need to keep in mind that this card’s application process might require a credit check that can harm your credit score.

How to apply for Citibank® Rewards card?

You can easily complete your application process to get this Citi card through Citi’s official website! All you need is internet access and a computer at home. Therefore, check out our post below to know all the information you need to apply for the Citibank® Rewards card!

Citibank® Rewards card

How to apply for the Citibank® Rewards card

Are you wondering how to apply for a Citibank credit card with great benefits? Read our post about the Citibank® Rewards card application!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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