Credit Cards (US)

Citi Prestige® Card review

Despite being expensive, the amazing benefits of this credit card offesets its costly fees year after year. Read our Citi Prestige® Card review to learn more!

by Thais Daou

08/08/2021 | Updated on 07/21/2022

Citi Prestige® Card: Get airline lounge access with Citi Prestige!

Citi Prestige® Card full review. Source: The Mister Finance.
Citi Prestige® Card full review. Source: The Mister Finance.

If you’re looking for a top-of-the-line credit card, the Citi Prestige® Card is worth considering. With a host of attractive features and benefits, this card can help you save money and travel in style. But is it the right fit to your wallet? Read our Citi Prestige card review to find out.

Citi Prestige Card

How to apply for a Citi Prestige® Card?

The Citi Prestige card from Citibank offers great welcome bonuses, in addition to having a simple signup process. Discover how to apply!

How does the Citi Prestige® Card work?

After confirming you do meet the requirements established by Citibank’s signup process, you will watch your points going up and up. This is the bank’s promise to give you a world of unparalleled experiences.

After receiving your access, and downloading the app, at your hands will be the Citi ThankYou Rewards Travel Portal, the Citi Pay, which allows you to pay with points, and the Citi World Privileges with international deals and discounts.

Citi Prestige® Card benefits

What are the pros and cons to this card?
What are the pros and cons to this card?


Here we present you the main benefits of Citi Prestige:

  • $0 foreign transaction fee
  • World-class travel benefits, including lounge accesses
  • High rewards rate for travel purchases
  • Citi Prestige concierge service
  • 65,000-point welcome bonus
  • Flexible rewards redemptions  


Did you see how many benefits there are? And those were only the main ones. In comparison, we are glad to inform you there are not that many arguments against this ultra-premium credit card.

Shall we take a look at them?

  • High APR (variable, and with no intro APR offer)
  • High annual fee
  • Limited number of points transfer partners
  • No travel protections or assistance services

Pre-approved credit cards for low credit score available now

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Should you get a Citi Prestige® Card?

We would say that, if your hobbies include spending a lot on travel and dining, getting the Citi Prestige bank card may be a positive decision. This is because this credit card high rewards for think type of spending.

However, if your biggest goal is indeed to benefit from traveling a lot, then it is important that we also point out that there are credit cards out in the market that offer more travel-related benefits.

Are you certain – or at least almost certain – that this is the card you desire? Then, see below if your credit score is good enough.

How good does your credit score need to be?

You should know that black cards and premium cards ask the minimum of a good credit score from their members. But the Citi Prestige in specific only accepts an excellent credit score. Meaning a score from 750 to 850.

How to apply for a Citi Prestige® Card?

It is very easy to navigate on the brand’s website. Actually, you can even download its mobile app. Because Citi bank is well known for having high-tech features to help its clients.

To know more about the application process, we recommend our specific post about the theme. Follow the link below to learn about the application process.

Citi Prestige Card

How to apply for a Citi Prestige® Card?

The Citi Prestige card from Citibank offers great welcome bonuses, in addition to having a simple signup process. Discover how to apply!

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

About the author

Thais Daou

Thais Daou holds an undergraduate degree in Languages — Translating and Interpreting from the São Judas Tadeu University. She has been translating, proofreading, and transcribing financial documents, as well as documents from other fields, for five years. And now she begins a new chapter in her career, writing about financial solutions in a simplified way, with a desire to spread this knowledge, which is so important.

Reviewed by

Aline Barbosa

Senior Editor

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