Credit Cards (US)

Chase Sapphire Reserve® Credit Card review

The Chase Sapphire Reserve® Credit Card has wonderful perks for travelers and it has great dining rewards. Read our full review to know more about this great card!

Chase Sapphire Reserve® Credit Card: Exclusive dining perks!

Check out our Chase Sapphire Reserve® Credit Card review. Source: The Mister Finance.
Check out our Chase Sapphire Reserve® Credit Card review. Source: The Mister Finance.

The Chase Sapphire Reserve® Credit Card is a great choice for travelers. It has a generous welcome offer of 60,000 bonus pointsa fter you spend $4,000 on purchases in the first 3 months from account opening.

This card can also be great for people who want to get the best out of dining and grocery purchases.

And for those who like great customer service and protection and safety regarding their travels, this Chase card offers 24/7 customer service available worldwide.

Even though this card comes with a high annual fee, it can make it up to you by providing great perks and rewards related to dining and travel.

This card’s annual fee is $550, but a great part of this amount can be given back to you after you get the 300 dollars in annual credits for travel spendings. So, here is our full review of this rewarding travel credit card.

Chase Sapphire Reserve® Credit Card

How do you get the Chase Sapphire Reserve® Card?

Do you want incredible travel and dining perks in one credit card? Then, read more to know how to apply for the Chase Sapphire Reserve card!

How does the Chase Sapphire Reserve® Credit Card work?

If you fit the requirements, you will receive 60,000 points once you spend $4,000 in the first 3 months as a welcome bonus.

Apart from being a great fit for frequent travelers, this card also gives 3x points on other travel worldwide after the first $300 is spent on travel purchases each year. And all of that includes purchases made worldwide.

According to Chase’s website, to get the welcome bonus points, you must not have a Sapphire card and have not earned a new cardmember bonus on any Sapphire card in the last 48 months.

The card’s APR for purchases and balance transfers is 21.74% – 28.74% variable, and 29.74% variable for cash advances.

Chase Sapphire Reserve® Credit Card benefits

What are this card's benefits? Source: Adobe Stock.
What are this card’s benefits? Source: Adobe Stock.

Pros

  • No foreign transaction fees
  • Travel and purchase protection
  • 24/7 worldwide customer service

Cons

  • A hefty $550 annual fee
  • Applicants must have excellent credit score

Pre-approved credit cards for low credit score available now

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Should you get a Chase Sapphire Reserve® Credit Card?

If you love to travel frequently and go out dining or ordering delivery services, this can be a great card for you. But keep in mind that if you would like to get this card, you have to make sure that you have every financial thing in order. This is a card that requires significant spending power.

How good does your credit score need to be?

To become a cardholder of this Chase card, you will need an excellent score. We recommend that you have a credit score ranging from 720 to 850 points. But if you want a card with great travel and dining perks, it is worth getting your financial life in order.

How to apply for a Chase Sapphire Reserve® Credit Card?

If you think you have the requirements to get this incredible Chase card, then you must want to know how to apply for it. It can be easy to apply, but we have prepared a post that gives you important information about how to get this great travel card.

Chase Sapphire Reserve® Credit Card

How do you get the Chase Sapphire Reserve® Card?

Do you want incredible travel and dining perks in one credit card? Then, read more to know how to apply for the Chase Sapphire Reserve card!

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

About the author  /  Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by  /  Aline Barbosa

Senior Editor

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