Credit Cards (US)

Capital One Savor Rewards Credit Card full review

Are you prepared for another rewarding card’s full review? Now, it is time for you to know all about the Capital One Savor Rewards, a credit card that allows you to gather a great deal in cashback. So, check it out right below!

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by Aline Augusto

11/02/2021 | Updated on 07/21/2022

The Capital One Savor Rewards Credit Card highlights 

Read our full review to learn more about this credit card. Source: Capital One.
Read our full review to learn more about this credit card. Source: Capital One.

Today, we are going to ask you the question of the year: do you find yourself wondering if your credit card is the best for your specific situation? 

Well, we are here to tell you that it depends on what type of reward program you are looking for and the tier of rates that fits your financial situation. 

So, let us show you the Capital One Savor Rewards, a credit card with many benefits and competitive fees and rates.

Credit ScoreGood – Excellent 
Annual Fee$95
Regular APR17.49% – 25.49% variable APR
Welcome bonus$300 after spending $3,000 in 3 months
RewardsUnlimited Rewards:
4% cash back on dining, entertainment and streaming services
3% cash back at eligible grocery stores
1% cash back on other purchases
Capital One Savor® Rewards credit card

How to apply for Capital One Savor Rewards card?

The Capital One Savor Rewards credit card allows you to gather a great deal in cashback. See how to apply for it!

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All you need to know about the Capital One Savor Rewards Credit Card

Know all about the features of the credit card. Source: Freerange.
Know all about the features of the credit card. Source: Freerange.

The Capital One Savor Rewards credit card is a great way to earn cash back on everyday purchases. Whether you’re eating out or taking out dinner to go home and watch a TV series on Netflix, you can earn 4% cashback.

Not only that, but also it provides an extended warranty, travel insurance, protection against fraud, and security alerts. And an App that helps you manage your account from everywhere at any time.

Also, it does not charge you any foreign transaction fees, so you can travel and shop overseas with peace of mind.

Plus, the reward program is flexible, and you can redeem your Capital One rewards with PayPal and Amazon.com, with no limited amount.

And, if you think that Concierge Services are only suitable for the richest, this card will prove otherwise: as a Capital One Savor Rewards cardholder, you can enjoy personalized assistance in travel, dining, and entertainment 24/7.

Finally, it offers a welcome sign-up bonus: $300 after spending $3,000 in 3 months.

However, you will pay $95 as an annual fee, plus 15.99%-23.99% variable APR, which is a little high. In addition, you need a good or excellent credit score to apply for it.

Capital One Savor Rewards Card list of pros and cons

If you are looking for a credit card that gives you cashback, the Capital One Savor Rewards might be the one. That’s because it offers a great deal in rewards, such as:

  • Earn 4% cashback on dining, entertainment, and popular streaming services;
  • Earn 3% cashback at eligible grocery stores;
  • Also, earn 1% cashback on other purchases.

Moreover, the Capital One Savor Rewards card provides you with a list of benefits that goes:

  • 0% foreign transaction fee;
  • Extended warranty on eligible items;
  • Travel Accident Insurance and Travel Assistance Services;
  • 24/7 Concierge Service;
  • Purchases Notifications, 24/7 Customer Service, Capital One Assistant (Eno), and more through Capital One Mobile App;
  • Premier Culinary Experiences and Music & Sports Events discounts and VIP access and packages;
  • Protection against fraud and theft through card locking, security alerts, and reports.

On the other hand, this card charges $95 as an annual fee, as well as it has a high APR, and it does not offer an intro APR. 

Pros

  • Good reward program
  • Flexibility to redeem cash back 
  • Welcome bonus
  • 0% foreign transaction fee
  • Insurance and protection
  • Customer service
  • Mobile App

Cons

  • Annual fee
  • No intro APR
  • High APR

Check out how good your credit score must be to apply for it

To enjoy all the benefits the Capital One Savor Rewards credit card can provide, you need at least a good credit score for your application.

Learn now how to apply for a Capital One Savor Rewards Credit Card

Do you enjoy all the perks a Capital One Savor Rewards credit card can offer you? So, don’t waste time and see how to apply for it right now! 

Capital One Savor® Rewards credit card

How to apply for Capital One Savor Rewards Card?

The Capital One Savor Rewards Credit Card allows you to gather a great deal in cashback. See how to apply for it!

About the author

Aline Augusto

My name is Aline Mesquita; I'm a writer here on the blog, where I write about finance in general and other subjects. I have been working with content creation for ten years. Also, I'm post-graduated in Project Management, with expertise in SEO practices. Currently, I am studying finance, market trends, and cryptocurrencies.

Reviewed by

Aline Barbosa

Senior Editor

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