Credit Cards (US)
Capital One Savor Rewards Credit Card full review
Are you prepared for another rewarding card’s full review? Now, it is time for you to know all about the Capital One Savor Rewards, a credit card that allows you to gather a great deal in cashback. So, check it out right below!
The Capital One Savor Rewards Credit Card highlights
Today, we are going to ask you the question of the year: do you find yourself wondering if your credit card is the best for your specific situation?
Well, we are here to tell you that it depends on what type of reward program you are looking for and the tier of rates that fits your financial situation.
So, let us show you the Capital One Savor Rewards, a credit card with many benefits and competitive fees and rates.
|Credit Score||Good – Excellent|
|Regular APR||17.49% – 25.49% variable APR|
|Welcome bonus||$300 after spending $3,000 in 3 months|
4% cash back on dining, entertainment and streaming services
3% cash back at eligible grocery stores
1% cash back on other purchases
All you need to know about the Capital One Savor Rewards Credit Card
The Capital One Savor Rewards credit card is a great way to earn cash back on everyday purchases. Whether you’re eating out or taking out dinner to go home and watch a TV series on Netflix, you can earn 4% cashback.
Not only that, but also it provides an extended warranty, travel insurance, protection against fraud, and security alerts. And an App that helps you manage your account from everywhere at any time.
Also, it does not charge you any foreign transaction fees, so you can travel and shop overseas with peace of mind.
Plus, the reward program is flexible, and you can redeem your Capital One rewards with PayPal and Amazon.com, with no limited amount.
And, if you think that Concierge Services are only suitable for the richest, this card will prove otherwise: as a Capital One Savor Rewards cardholder, you can enjoy personalized assistance in travel, dining, and entertainment 24/7.
Finally, it offers a welcome sign-up bonus: $300 after spending $3,000 in 3 months.
However, you will pay $95 as an annual fee, plus 15.99%-23.99% variable APR, which is a little high. In addition, you need a good or excellent credit score to apply for it.
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Capital One Savor Rewards Card list of pros and cons
If you are looking for a credit card that gives you cashback, the Capital One Savor Rewards might be the one. That’s because it offers a great deal in rewards, such as:
- Earn 4% cashback on dining, entertainment, and popular streaming services;
- Earn 3% cashback at eligible grocery stores;
- Also, earn 1% cashback on other purchases.
Moreover, the Capital One Savor Rewards card provides you with a list of benefits that goes:
- 0% foreign transaction fee;
- Extended warranty on eligible items;
- Travel Accident Insurance and Travel Assistance Services;
- 24/7 Concierge Service;
- Purchases Notifications, 24/7 Customer Service, Capital One Assistant (Eno), and more through Capital One Mobile App;
- Premier Culinary Experiences and Music & Sports Events discounts and VIP access and packages;
- Protection against fraud and theft through card locking, security alerts, and reports.
On the other hand, this card charges $95 as an annual fee, as well as it has a high APR, and it does not offer an intro APR.
- Good reward program
- Flexibility to redeem cash back
- Welcome bonus
- 0% foreign transaction fee
- Insurance and protection
- Customer service
- Mobile App
- Annual fee
- No intro APR
- High APR
Check out how good your credit score must be to apply for it
To enjoy all the benefits the Capital One Savor Rewards credit card can provide, you need at least a good credit score for your application.
Learn now how to apply for a Capital One Savor Rewards Credit Card
Do you enjoy all the perks a Capital One Savor Rewards credit card can offer you? So, don’t waste time and see how to apply for it right now!
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
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