Credit Cards (US)

British Airways American Express® Credit Card full review: No annual fee!

Are you looking for a rewards card with great travel benefits that won’t charge an annual fee? Read our British Airways American Express® Credit Card review!

by Victória Lourenço

Published on 01/25/2023

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more

Partner Offer through CreditCards.com

British Airways American Express® Credit Card: Earn Avios rewards!

This is the British Airways Credit Card. Source: The Mister Finance.
This is the British Airways Credit Card. Source: The Mister Finance.

Are you a British traveler looking for an easy way to earn rewards and obtain travel benefits? The British Airways American Express® Credit Card review could be your best choice! So, read on!

British Airways Credit Card

How to apply for the British Airways Credit card?

If you need a card with travel perks and no annual fee, read on to apply for the British Airways American Express® Credit Card!

Credit ScoreGood to excellent credit history.
APR28.10% representative variable APR;
28.10% variable APR for purchases.
Rates & Fees
Annual FeeNo annual fees.
Rates & Fees
FeesLate payment fee: £12;
Returned payment fee: £12;
Cash advance fee: 3% or £3 minimum.
Rates & Fees
Welcome bonus*You can earn up to 5,000 bonus Avios after you spend £1,000 in your first three months with the card.
*Terms Apply.
Rewards*1x Avios on purchases for each £1 you spend;
You can earn at least 4,000 Avios (up to 90,000 a year) if you invite a friend to get the card and they are approved.
*Terms Apply.

Also, this card offers great Avios rewards, loyalty bonuses, and worldwide privileges that enable you to jet off wherever your wanderlust takes you!

Therefore, read our British Airways American Express® Credit Card review as we explore how this credit card works and what perks & benefits come along with it!

How does the British Airways American Express® Credit Card work?

With this credit card, you can experience all of the world-class services available to members of this card whenever you fly in conjunction with reward flights or upgrades.

Moreover, this versatile and value-packed card comes full of features, including earning Avios points on everyday purchases, which can be redeemed for fabulous holidays worldwide.

British Airways American Express® Credit Card benefits

If you love flying with British Airways, this credit card is perfect for you. Source: Adobe Stock.
If you love flying with British Airways, this credit card is perfect for you. Source: Adobe Stock.

As we mentioned, this card offers incredible perks related to travel and more! Therefore, you can read our pros and cons list below to see if this is the best card for you!

Pros

  • You can check your eligibility with no credit history harm before you apply;
  • There is no annual fee;
  • You can earn 1x Avios for every £1 you spend on purchases;
  • There is the chance to earn 4,000 Avios when you invite a friend, and they are approved;
  • Terms apply.

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Cons

  • There could be more rewards related to the card, such as cashback;
  • You may not qualify if you have a low credit rating.

How good does your credit score need to be?

There is not much official information about the credit score needed to apply for this card. However, it is recommended that you have at least a good to excellent credit rating to qualify.

Also, you’ll need to meet the other requirements and not have any debt in your name before you apply.

How to apply for the British Airways American Express® Credit Card?

You can apply for this Amex card online with no hassle. Moreover, you can even check your eligibility online before applying without impacting your credit rating!

British Airways Credit Card

How to apply for the British Airways Credit card?

If you need a card with travel perks and no annual fee, read on to apply for the British Airways American Express® Credit Card!

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more

Partner Offer through CreditCards.com

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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