Credit Cards (US)

Blaze Mastercard® Credit Card review

The Blaze Mastercard® Credit Card is for those who need to improve their credit score. So, read our full review of this card that can help you improve your finances!

Advertisement

by Victória Lourenço

09/14/2021 | Updated on 12/02/2022

Blaze Mastercard® Credit Card: Achieve better credit within a few months!

Check out our full Blaze Mastercard® Credit Card review. Source: The Mister Finance.
Check out our full Blaze Mastercard® Credit Card review. Source: The Mister Finance.

The Blaze Mastercard® Credit Card is a solid option for anyone who needs help with boosting their credit scores. Sure, the card charges an annual fee and the APR is a bit high.

However, you can decrease the annual fee with good use, and you’ll only have to worry about the APR if you don’t manage to pay your balance in full. Which is always a bad idea when you’re trying to repair your credit score anyway.

Blaze reports all monthly payments to the main credit bureaus. Therefore, responsible use will have a positive impact on your credit report. Read our full Blaze Mastercard® Credit Card review below!

Blaze Mastercard® Credit Card

How to apply for the Blaze Mastercard® Credit Card

Learn how to apply for the Blaze Mastercard® Credit Card and start your path on a better credit journey.

Advertisement

How does the Blaze Mastercard® Credit Card work?

The Blaze Mastercard® Credit Card is designed to provide you with an easy and convenient way to manage your finances. You can use it anywhere merchants accept Mastercard, and get a initial credit line between $350 and $1,500 depending on your creditworthiness.

The card has an annual fee of $75, which can gradually decrease with good use and timely payments. The card’s APR is a fixed 29.9%, so it’s important to always pay your full balance each month to avoid interest charges.

The pros and cons to this card

What are the advantages and disadvantages to this card? Source: Freepik.
What are the advantages and disadvantages to this card? Source: Freepik.

Pros

  • Cardholders can get a credit limit increase after some time if they use their account correctly.
  • This card has a high chance of approval. Even if you have poor credit, you can get approved.
  • This Blaze card sends payment reports of its cardholders to all three major credit bureaus.
  • The card does not require security deposits.

Cons

  • The card offers a low credit limit (from about $350 to $1,500) at the start.
  • There is a relatively high APR fee of 29.9%.
  • The card only offers rewards if you are a member of their Premium Club, which has a monthly fee of $4.95.

Should you get a Blaze Mastercard® Credit Card?

This Blaze card is for those who cannot get approvals from regular credit card companies that have rewards and more benefits.

So, if you fit this profile and can pay for this card’s fees, you should consider getting this Blaze card. However, you can consider some other similar cards to see if they fit you better.

How good does your credit score need to be?

To get approved for this Blaze credit card, you do not need a high credit score. This card approves people with very low, poor credit scores. Therefore, the card is made for people who want to build or rebuild their credit.

How to apply for a Blaze Mastercard® Card?

You can get this card by receiving an offer in your email, but if you do not receive this email, you can still apply to get this card. So, if you want to know how to apply for this Blaze card, read our post below with information about how to get this card and a comparison with another credit card!

Blaze Mastercard® Credit Card

How to apply for the Blaze Mastercard® Credit Card

Learn how to apply for the Blaze Mastercard® Credit Card and start your path on a better credit journey.

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

Trending Topics

content

Find the best cards even with no credit history

It can be hard to find a card if you don't have a credit history. So, read our post to find the best cards with no credit requirements!

Keep Reading
content

Student loan: what is it and how does it work?

Do you need a student loan to pay for college expenses? If so, check out our post to learn what a student loan is and how it works!

Keep Reading
content

How to apply for the Wells Fargo Reflect℠ credit card?

Check out how the Wells Fargo Reflect℠ credit card application works so you can enjoy your extended introductory APR of up to 21 months!

Keep Reading

You may also like

content

Learn to apply easily for the Bad Credit Loans

Have you been struggling because of your bad credit score? Here is how you can apply for a loan with Bad Credit Loans to forget any hassles. Read on!

Keep Reading
content

Learn to apply easily for Rocket Loans

Transform the way you borrow money by understanding how to apply for Rocket Loans' personal loans. Fast funding and no hidden fees.

Keep Reading
content

Application for the Chase Freedom Unlimited®: how the card works?

Looking to get more out of your credit card? Chase Freedom Unlimited® offers cash back, perks, and benefits that can help you make the most of your spending. Read on if you want to apply!

Keep Reading