Credit Cards

Blaze Mastercard credit card full review

The Blaze Mastercard credit card is for those who need to improve their credit score. So, read our full review of this card that can help you improve your finances!

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by Victória Lourenço

09/14/2021 | Updated on 10/25/2021

Blaze Mastercard credit card

Learn more about the Blaze Mastercard credit card in our full review! Source: Blaze
Learn more about the Blaze Mastercard credit card in our full review! Source: Blaze

The Blaze Mastercard credit card is made for people who want to improve their poor credit history. Therefore, as a cardholder, you can have your payment reports send to all three major credit bureaus each month.

Even though this Blaze credit card does not offer rewards to its cardholders, you can get some benefits if you are part of their Premium Club. In addition, if you pay for the $4.95 monthly fee to be a Premium Club member, you can get some discounts. So, to know more about this Blaze card, keep reading our full review!

How do you get the Blaze Mastercard card?

Learn more about how to make the Blaze Mastercard card application in our post about how to get this credit-building card!

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How does the Blaze Mastercard credit card work?

This card can help people with bad credit improve their scores. Source: Gettyimages
This card can help people with bad credit improve their scores. Source: Gettyimages

After you get approved for this card, you can opt to pay for their Premium Club that costs $4.95 per month. Also, you will need to pay for the $75 annual fee and the relatively high fixed APR of 29.9%.

In the beginning, you will get a credit limit of about $350 to $1,500. However, if you use your card correctly and make your payments on time, you can increase your credit limit.

Blaze Mastercard  Credit card benefits

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Pros

  • Cardholders can get a credit limit increase after some time if they use their account correctly.
  • This card has a high chance of approval. Even if you have poor credit, you can get approved.
  • This Blaze card sends payment reports of its cardholders to all three major credit bureaus.
  • The card does not require security deposits.

Cons

  • The card offers a low credit limit (from about $350 to $1,500) at the start.
  • There is a relatively high APR fee of 29.9%.
  • The card only offers rewards if you are a member of their Premium Club, which has a monthly fee of $4.95.

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Should you get a Blaze Mastercard ?

This Blaze card is for those who cannot get approvals from regular credit card companies that have rewards and more benefits. So, if you fit this profile and can pay for this card’s fees, you should consider getting this Blaze card. However, you can consider some other similar cards to see if they fit you better.

How good does your credit score need to be?

You do not need a high credit score to get this card. Source: Gettyimages
You do not need a high credit score to get this card. Source: Gettyimages

To get approved for this Blaze credit card, you do not need a high credit score. This card approves people with very low, poor credit scores. Therefore, the card is made for people who want to build or rebuild their credit.

How to apply for a Blaze Mastercard credit card?

You can get this card by receiving an offer in your email, but if you do not receive this email, you can still apply to get this card. So, if you want to know how to apply for this Blaze card, read our post below with information about how to get this card and a comparison with another credit card!

How do you get the Blaze Mastercard credit card?

Learn more about how to make the Blaze Mastercard card application in our post about how to get this credit-building card!

About the author

Victória Lourenço

Victória Lourenço is part of the finance writer team for The Mister Finance website. She is a translator and copywriter, having worked on finance topics for over four years. She has a goal to keep studying finances to help people learn more about how to use their credit cards, make loans, and use other money-related products in a way that they can find a more meaningful and healthy financial life!

Reviewed by

Aline Barbosa

Senior Editor

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